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15months to debt free - I hope

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  • Wedding anniversary congratulations to you, and I hope you treat yourself to a nice day tomorrow, you blimmin deserve it.
    Well done for writing the letter and hopefully you'll see good outcomes soon.
    Give Bear a friendly hug from me, and have one for yourself too x
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really sorry things are tough at the moment, and hope Mr LH picks up soon.  It's unfair that he puts all this on you, he's hardly been helping.  I hope you manage to get some time to do something nice for yourself, and I hope the solicitors get off their rears and do something!  

    Congratulations on your anniversary.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Also watching sort your life out. It makes me feel better! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Me three. Stacey is just so nice
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all

    The contract stuff has been sent to my buyers solicitor. I wonder how long they will sit on it but I cant do anything about that and even Mr LH agrees that is totally out of my hands.

    The stairs and hallway paintwork is done including moving several lengths of wood that has been lying up the stairs for several years for Mr LH to reconstruct some decking that we took down. I dont thing it will ever get done so not holding my breath.

    Friends called for coffee before we took Bear for his walk.

    Poor Bear did not have a good time on his walk. When he first went out for his little bit of training there was a dog and two postmen appeared so he came back in until they had gone. Lots of dogs in the park which stressed him and then several vans while we were walking along the road plus another two postmen. Then when we got back to our green area someone was walking up the path we were about to head down with two more dogs. He slept soundly on return a result of his stressful time,

    I have spent time this evening moving money about and paying for the extra gas and electric we have used. I dont want the deficit to build up and we have run out of the credit we built up over the summer. No other money spent though.

    A small ebay sale and a friend has given me some stuff for me to sell for her so that will need to be listed at some point this week. I want to sort out the freezer cupboard tomorrow. Yes the freezer is in a cupboard where the warm air heating stuff that was installed when the house was built. It isnt very helpful as obviously the heat from the motoer warms the cupboard so the door has to stay partly open but there is nowhere in the kitchen that it will fit without losing  worktop space which is already very limited.

    Off to the PO in the morning and to geta few bits that I couldnt get yesterday.

    Have a good evening.


  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive vibes everything goes through in a timely manner. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Humdinger1
    Humdinger1 Posts: 2,307 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 26 February at 11:12PM
    You have my sympathy @ladyholly.  I don't want to be flip, but my first husband was completely triggered by cars. He'd saved 10k for a classic car; when we had to break into it because a client was late paying me, he never forgave me.  It had been 'saved for a specific purpose'; I'd rained on his parade and ruined his dreams.  The fact that the mortgage needed paying and a four-year-old had to be fed was as nothing...how do you put up with it? Spoiled shoutiness that would be reined in if a child was behaving like that.  I don't mean that to sound dismissive of genuine MH problems.   The two can run in parallel is what I've found.  Love Humdinger xx 
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Humdinger1 You are right in what you say. I to a certain extent blame myself for letting it go on but also his parents who had no idea how to bring up a child. He was given everything he wanted as long as it didnt cost them time. He never had Christmas decorations or anything like that. Holidays were spent doing exactly what they wanted which was not child orientated. I suspect that the only way he got their attention was to have a tantrum and that was fixed with stuff.

    He has actually been very patient with the car because as I said it has been unusable for years and now when there is a prospect of getting it restored he is excited and like a child waiting for Christmas only inthis case we have no difinite date. He did mention getting a loan to get the work started but I vetoed that as we could end up with a car in pieces and being unable to go any further.

    He has suffered with depression for many years which started with his male boss at work. I wont say more than that but if the incidents had happened a few years later I think the investigation outcomes might have been different and he wouldnt have such severe problems.
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