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15months to debt free - I hope
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Wedding anniversary congratulations to you, and I hope you treat yourself to a nice day tomorrow, you blimmin deserve it.
Well done for writing the letter and hopefully you'll see good outcomes soon.
Give Bear a friendly hug from me, and have one for yourself too x2 -
Really sorry things are tough at the moment, and hope Mr LH picks up soon. It's unfair that he puts all this on you, he's hardly been helping. I hope you manage to get some time to do something nice for yourself, and I hope the solicitors get off their rears and do something!
Congratulations on your anniversary."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Sorry to hear things are difficult at home at the moment. I have every sympathy for those experiencing mental health difficulties & have volunteered in the past at a local MH drop-in session, as well as having experienced a most unwelcome spell of GAD myself many years ago. But for all that sympathy, I also know that those living with someone with MH problems can have a difficult time & often feel as though they are tip-toeing around the problem on eggshells. I think MH issues can make the sufferer very selfish - I'm sure this is not at all the intention, but happens as a result of needing everything absolutely 100% 'just-so' so as to manage their condition. I can imagine it IS very stressful waiting for all the legal stuff to go through regarding your B-i-L's house, but tbf, it is YOU who has done most of the running round & dealing with solicitors, so I don't know in what universe any of the delay can interpreted as be your fault! I hope that today is a better day for Mr LH mood-wise as it really is just piling on unfair pressure to be exploding over this issue. You must have the patience of a saint!
Take care now,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Evening allMany thanks for all your kind comments. I know that he isnt really blaming me for the delays but I am the one that has to live with the drama and behaviour of a 2 year old. The basis of his melt down is that he has to wait until everything is settled to get get my inheritance and he wants to get his classic car restored as it has been in the garage very poorly for a long time. To be honest I dont care about it at all because its a low sports car and I know I will not be able to get either in or out of it without a crane but I have promised him the restoration.Anyway in the words of the song what a difference a day makes. I had an email at 9.46am from the senior solicitor saying he had spoke to the conveyance one and that he would be in touch. Lo and behold while I was in Mr T this afternoon he rang me to say the paperwork was being sent out tomorrow. I am not sure if that will be email or snail mail but at least he has done it. When we got home from shopping we had a visit from a very old friend of Mr LHs which he enjoyed. He appears to be almost back to his usual grumpy self this evening and for the first time since Thursday evening has eaten a proper meal of the steak I bought for our anniversary. I dont know how long this will all last as we will still be in the hands of solicitors but at least there is some movement.What have I been up to? I have almost finished the hallway paintwork and will be able to start on the stairs tomorrow. Main shop done and thats about it.I have given Bear an extra training walk using a technique that I have found on line for dogs that dont find treats an incentive. We tried it for his lunch time walk and he was certainly better behaved than yesterday. Mr LH has marked the video so he can watch it later and we can rewatch as needed so we get it right. Hopefully it will work but I think it will take time as he has done what he wants to a certain extent for a long time and he is about 7years old. Keep your fingers crossed. The main barrier I think will be someone not following things properly because he has no patience. He handed over the training of our first Border Collie to me as he couldnt cope with him. He was an ex traveller dog and was dog agressive, chased cars, wouldnt walk on a lead etc. Once I had got him calmed down Mr LH took over and he was the best dog we have had for obedience and loyalty.I am feeling a bit better tonight but am very tired from all the stress of the last few days.Off to watch sort your life out. It always makes me feel better about the amount of stuff in our house in that at least most of it is hidden.Have a good evening.7
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Also watching sort your life out. It makes me feel better!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Me three. Stacey is just so niceMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.2
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Evening allThe contract stuff has been sent to my buyers solicitor. I wonder how long they will sit on it but I cant do anything about that and even Mr LH agrees that is totally out of my hands.The stairs and hallway paintwork is done including moving several lengths of wood that has been lying up the stairs for several years for Mr LH to reconstruct some decking that we took down. I dont thing it will ever get done so not holding my breath.Friends called for coffee before we took Bear for his walk.Poor Bear did not have a good time on his walk. When he first went out for his little bit of training there was a dog and two postmen appeared so he came back in until they had gone. Lots of dogs in the park which stressed him and then several vans while we were walking along the road plus another two postmen. Then when we got back to our green area someone was walking up the path we were about to head down with two more dogs. He slept soundly on return a result of his stressful time,I have spent time this evening moving money about and paying for the extra gas and electric we have used. I dont want the deficit to build up and we have run out of the credit we built up over the summer. No other money spent though.A small ebay sale and a friend has given me some stuff for me to sell for her so that will need to be listed at some point this week. I want to sort out the freezer cupboard tomorrow. Yes the freezer is in a cupboard where the warm air heating stuff that was installed when the house was built. It isnt very helpful as obviously the heat from the motoer warms the cupboard so the door has to stay partly open but there is nowhere in the kitchen that it will fit without losing worktop space which is already very limited.Off to the PO in the morning and to geta few bits that I couldnt get yesterday.Have a good evening.2
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Positive vibes everything goes through in a timely manner.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
You have my sympathy @ladyholly. I don't want to be flip, but my first husband was completely triggered by cars. He'd saved 10k for a classic car; when we had to break into it because a client was late paying me, he never forgave me. It had been 'saved for a specific purpose'; I'd rained on his parade and ruined his dreams. The fact that the mortgage needed paying and a four-year-old had to be fed was as nothing...how do you put up with it? Spoiled shoutiness that would be reined in if a child was behaving like that. I don't mean that to sound dismissive of genuine MH problems. The two can run in parallel is what I've found. Love Humdinger xx4
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Humdinger1 You are right in what you say. I to a certain extent blame myself for letting it go on but also his parents who had no idea how to bring up a child. He was given everything he wanted as long as it didnt cost them time. He never had Christmas decorations or anything like that. Holidays were spent doing exactly what they wanted which was not child orientated. I suspect that the only way he got their attention was to have a tantrum and that was fixed with stuff.He has actually been very patient with the car because as I said it has been unusable for years and now when there is a prospect of getting it restored he is excited and like a child waiting for Christmas only inthis case we have no difinite date. He did mention getting a loan to get the work started but I vetoed that as we could end up with a car in pieces and being unable to go any further.He has suffered with depression for many years which started with his male boss at work. I wont say more than that but if the incidents had happened a few years later I think the investigation outcomes might have been different and he wouldnt have such severe problems.2
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