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15months to debt free - I hope

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  • ladyholly
    ladyholly Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou said:
    Sorry to hear Bear has been on an adventure.  Would it be easier for you to get your shopping delivered with a saver slot?
    Yes it would be easier to have my shopping delivered but I am trying to keep going for as long as possible. The less I do the worse my physical health gets. I am hoping that we will be able to get my sisters mobility scooter here at some point and that it still workes ok. It hasnt been used since she died 5 years ago but my bil was planning to start using it so I am hoping he ha done what is necessary. At the moment I cant get to it easilly as there is stuff in front of it but once the valuer has been next week I can start clearing and packing stuff I can sell before getting a house clearance/ auctioneer (if there is anything worth going to auction) in. If I lived nearer it would all be much easier as I could more easily sell the bigger stuff but it is what it is. Sorry a long winded answer to a simple question.

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,982 Forumite
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    Once the valuer has been maybe it would be cost effective to hire a man and van to bring stuff to yours if it makes life easier?
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • ladyholly
    ladyholly Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Once the valuer has been maybe it would be cost effective to hire a man and van to bring stuff to yours if it makes life easier?
    My plan is to pack up what I want I want to bring home over several visits then mr LH and I will go down in the car and my sil will hire a van and he and dd will come as well and we will load both vehicles which should be plenty for what we want to bring here. We don't have space for a huge amount and there is a lot of big furniture hence getting a clearance company or an auction house for anything worthwhile. It is a big house and there will be a lot of rubbish that a clearance company will deal with. The tip there charges non residents to visit their tip. I just wish I could find a company there that will pay for unwanted furniture but they just want to recycle it. I read that as we will charge you to clear the house and then sell anything decent to make more money. If we were nearer I could sell it myself but the logistics of that is very difficult to manage.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,982 Forumite
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    I would read it that way too. Hopefully you and family will be able to make use of one or two large bits that the auction house don't want that can go in SiL's hire van.
    Fair enough if you don't have time, energy or inclination but might it be worth posting things for decent prices and specifying collection only and only on dates you'll be there? A few quid is better than donating money to a company you're already paying 😁 Have you thought about staying overnight on an occasion or two so you can get more done without having to travel each day?
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • badmemory
    badmemory Posts: 10,065 Forumite
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    Might it be better to give it to charity.  The British Heart Foundation, was collecting something from a neighbour the other day.  It might just feel better than basically dumping it.  Of course it depends on what you are looking at, so obviously just a thought.  Anything though that simplifies things too.
  • foxgloves
    foxgloves Posts: 12,849 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    After we had taken everything we wanted from Mum & Dad's house & donated lots of bags to charity, we booked the British Heart Foundation to come & collect everything else. They charged £200. We were fine with that, as it was a relief to have it all done & get the house thoroughly cleaned & on the market. Like you, we both lived at a distance.....my sister 50 miles away & me 75 miles away. We spent so much time travelling to sort everything out that £200 to do the final bulk clearance felt like such a relief. I did bring back heaps of books, which I sold online, but with our parents dying barely a year apart, we were just exhausted with it all & paid BHF willingly.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • ladyholly
    ladyholly Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    badmemory said:
    Might it be better to give it to charity.  The British Heart Foundation, was collecting something from a neighbour the other day.  It might just feel better than basically dumping it.  Of course it depends on what you are looking at, so obviously just a thought.  Anything though that simplifies things too.

    I looked at the British Heart Foundation and accordintg to their website they charge to clear a house between £400 to £900 on average. As there is probabaly more than the average amount of furniture the cost may well be more. This seems a little excessive as much of the furniture is saleable. Its simply too much for us to keep.
    foxgloves said:
    After we had taken everything we wanted from Mum & Dad's house & donated lots of bags to charity, we booked the British Heart Foundation to come & collect everything else. They charged £200. We were fine with that, as it was a relief to have it all done & get the house thoroughly cleaned & on the market. Like you, we both lived at a distance.....my sister 50 miles away & me 75 miles away. We spent so much time travelling to sort everything out that £200 to do the final bulk clearance felt like such a relief. I did bring back heaps of books, which I sold online, but with our parents dying barely a year apart, we were just exhausted with it all & paid BHF willingly.
    Although the distance as the crow flies is only about 120 miles the journey takes upwards of 3 hours whether by car or train. If it was an easier journey I wouldnt mind so much. I can pack fairly quickly (lots of practice). The books will be a nightmare - approx 6 x 6ft bookcases full. Fortunately bil has already sold a lot of stuff and yes I will probably end up getting either a charity or a private house clearer. I have thought of using ebay to sell as buyer on there tend to be more obliging with timing than other places. Yes I can stay there but it upsets Bear when I am away but it may well come to that it depends how I get on and what there is left after we have moved the stuff I am bringing home.

    I am sure it will be ok in the end it is just thinking about it.

  • jwil
    jwil Posts: 22,532 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    To use the tip, you can just book under BIL's address, or take something with his address if it's show id on arrival.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jwil said:
    To use the tip, you can just book under BIL's address, or take something with his address if it's show id on arrival.
    Thanks we can try that.
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