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15months to debt free - I hope

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  • jwil
    jwil Posts: 22,044 Forumite
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    I am so sorry for your loss, take care of yourself xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • maggiem
    maggiem Posts: 1,952 Forumite
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    Very sorry for your loss. Please look after yourself, there’s lots to do and think about. 
  • peb
    peb Posts: 1,965 Forumite
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    Just to add, don't feel that you have to do everything.  Your health is important.  Hire house clearers, let a solicitor deal with the probate/letters of administration.  Don't burnout.

    Cats are more their own people than dogs so will adapt easier than Bear.
  • Sun_Addict
    Sun_Addict Posts: 24,113 Forumite
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    That’s dire about the guardianship scheme, what’s the point of it then 😞

    Don’t worry about healthy eating at a time like this, just look after yourself. 

    I’m sorry you’re having to deal with all this on your own. Is there no one else eg adult children? 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,697 Ambassador
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    So dissapointing about the cat protection.
    If only I was nearer I would take the cat.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
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    That’s dire about the guardianship scheme, what’s the point of it then 😞

    Don’t worry about healthy eating at a time like this, just look after yourself. 

    I’m sorry you’re having to deal with all this on your own. Is there no one else eg adult children? 
    No just me. Bil was an only child and he and my sister didn't have children. My DD and sil have offered to help but they live in the same town as me and both work shifts. DD has offered to dog sit so dh and I can go down but she only has one day off a week. 

    The guardian scheme probably works ok if the situation isn't urgent but isn't good if there is an urgent situation. If it wasn't for bil neighbour i don't know what we would do.


  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I would imagine that in most cases the guardianship needs to kick in promptly.
    I wonder if a courier would courier a cat to Scotland.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,044 Forumite
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    The guardianship seems to be a waste of time.  People die unexpectedly or after a short period of ill health all the time.  What's the point if it can't allow for that?

    I think a solicitor to do all the hard work will be worth every penny.  It will take a lot of pressure off you, especially if there are complicated parts.

    Don't worry about the healthy eating for now, just do whatever you need to do.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,070 Ambassador
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    Sorry about your Bil.  Do they have a cat fostering scheme nearby?  My DD fosters cats for her area in Bristol but I think most large cities have agencies where people  will take cats on a temporary basis.  My DD got her cat by fostering it after his owner died and now she has adopted it permanently. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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