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15months to debt free - I hope

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  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 February 2024 at 11:26PM
    It's just another stealth tax that no one can avoid unless they live completely off grid.

    I used to be very active. At one time I was helping my mum, helping dd with dgd ,  working full time , doing overtime, studying for a degree with the OU and doing another uni course which was worth half a degree plus of course looking after our house. Fortunately that didn't last too long or I would have collapsed. Even after my degree, my dd didn't need so much help and my mum died I was still doing a lot of overtime which possibly all contributed to my health going downhill. I have in recent years had no energy or inclination to do much so to get a bit of mojo back is good. I just hope it continues.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MIA yesterday as it was our wedding anniversary so it seemed a bit rude to be on the computer. By the time I realised Mr SA was fast asleep in his chair it was a bit late to start. A little bit more cleaning done and a decision made to get a new net curtain for the lounge window as the dog we had for a very short time destroyed one side of it so I cut it down but it looks a but weird and I noticed Bear has put a hole in it when a cat dared to walk across our front lawn. I wouldnt have one but we are very close to the footpath in front of the house. Now I have to measure the window and order it.

    Dd and sil called in unexpectedly yesterday just coming up to dinner time so was still clearing up at 8pm. It was nice to see them but I wish they had come earlier.
    Will finish here as Bear is nagging me to come and play.

    Meals; Breakfast - oats and fruit, lunch salad, scrambled egg, b&b, dinner - steak, mushrooms, tomato, onions and peas. Snacks banana and grapes.

    Have a good Sunday.
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy anniversary for yesterday :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you.
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy anniversary.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank You.
  • Sun_Addict
    Sun_Addict Posts: 24,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Anniversary 🥂💐 Well done for putting up with Mr LH for so long 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all. I have had a day off from cleaning today so planted some courgette seeds in my propogator and put the leeks I have grown into bigger pots. I have got more pots out of what we call the shed ready for some tomatoes possibly tomorrow. I am hoping for dry weather tomorrow so I can clear all the moss, grass etc that the birds have thrown on our conservatory roof and also clear the gutter as I would assume that its pretty full. I also need to go and get some milk and Mr LHs cigarettes.  Nothing else for now except -

    Meals;  breakfast - oats and fruit, lunch scrambled egg, salad and b & b, dinner roast chicken -cauliflower, broccoli & carrots. Snacks some grapes, banana and a couple of spoons of yoghurt.

    Off now to watch the rest of pottery throw down. Have a good evening.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Goo evening.
    The supermarket trip was hard this morning as it seemed that their were hot cross buns everywhere I looked all in packs of 6. Managed to resist but somehow fruit does not have the same satisfaction even when I enjoy it. Milk bought and the cigs for Mr LH.

    I started to clear the moss etc on the conservatory roof but gave up as I didnt have the longer ladder downstairs and didnt want to wake Mr LH bringing it down. It was also bitterly cold and quite windy but I di find there was very little in the gutter so leaving it a bit longer is not going to make much difference. I also didnt do the tomatoes as it was so cold.

    A friend dropped in for coffee and a natter. Her partner is very kindly picking me up from the hospital after my cataract op. on Friday as we would have to pay the clean air charge. She is coming to so she can have a look round Primani which he finds "thrilling". I have told her I will ask to go first but she said go last. In fact I wont get a choice if its like when I had the other eye done.

    Nothing happening with finances and staying on budget. Big shop tomorrow so am off to make a list. Have a good evening.


  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your operation goes well. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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