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15months to debt free - I hope

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  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today has been  better day physically but I have taken it  easy. Went with mr LH to take Bear today and managed the usual amount.  Mr LH out to fill the car with diesel and reckons with a full tank we probably wont need any more until Chrismas. That just shows how much mileage we do . I use the bus as much as possible as I have a bus pass and dont see taking the car when I can get a bus even with all the frustrations.

    I rang dd earlier to remind her we are seeing Chess at the theatre next week and found my sil has been off work with chest infection and now she is off work with a bad cold. They both work with food so coughing and spluttering over peoples meals isnt on. She rarely rings and to be honest neither do I as she works shifts so am always worried that either she will be at work or I will wake her up.

    Another £5 cashed out on surveys so that  is £20 this month. I am 15 points short on cashing out on you  gov. I wonder how long I will have to wait for the final survey. 



  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on You Gov.  I have given up on them.
    3 weeks? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad it’s been a bit better today. Hope you feel a bit more normal soon though 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow Great excitement here - I have cashed out on you gov :D I have no idea how long it has taken but got there in the end.

    I have been teaching Bear some new tricks in the house. He is very quick to pick things up inside but its a different matter when we are are out for a walk. He pulls like a tractor and lunges and barks at other dogs and more worryingly older men or men in hoodies and vans especially ones from the south American river people. I think this is probably from his past but we will never know. The van reactivity is because his previous owners have their own business and had lots of deliveries from the aforementioned company. We dont seem to be making a lot of progress on these things but will persist or learn to live with his quirks. The one thing we are fairly sure of is that he has been badly treated in the past and is fearful of being out and about. He is constantly alert and finds it hard to concentrate on anything.

    I am feeling pretty well back to my normal now which is a relief. I have done a little bit in the garden but the front lawn is too wet to cut. I am hoping the better weather in the next day or two might allow me to do it. I am still waiting for mr LH to cut the shrubs in the front garden and as he hasnt finished the work on the car I think it will still be waiting next year. Patience is a virtue but is sometimes very hard.

  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on YG 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on cashing out on YG!  It takes me around 2 years on average.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Some great positives here, sounding good xx
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    More bus woes today as it would have been about 20minutes late so I walked to the PO and when I got there the app said it was still 2minutes before it arrived at my stop. I did get the bus home though and that was on time. Still yesterdays sale was posted safely.

    Bear was very good in his field and is  occasionally bringing his ball back to us. He loves chasing it but although he picks it up he doesnt often return with it. We have been practising in the garden and I think it is helping. His recall is still hit and miss although he does well at home. He is very easily distracted by almost anything.

    I am astounded the payout from you gov is in my account today. Transferred to savings before I am tempted to spend it. I wasnt expecting it that fast.
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the fast payment.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Didnt get here last nightas Mr LH hogged the computer. ent shopping yesterday and while I was in the supermarket the heavens opened but was fairly light when I came out. Mr LH said Bear was a bit restless as he had to shut the van door as it was raining in. I did have a rather nasty chuckle at T**** as a couple of months ago they spent weeks with scaffolding up as the roof that forms a shelter bit outside was replaced/ fixed. Yesterday the rain was absolutely pouring through it so something has gone very wrong with it. I do have a nasty sense of humour sometimes and it just amused me that having caused so much inconvenience to customers they are now in a worse position than they were.I suppose we will get the scaffolding back to sort out the problem.

    A walk to Saimsbury this morning to get the bits I couldnt get in Tesco. Yesterday mr LHdecided he didnt want risotto for dinner so I attempted to make some soup with the mushrooms I had for the risotto. It was ok but I wouldnt repeat the exercise.  Then mr LH said we could have had omelettes, he has never shown any interest in them when I have had one so he will get that whether he likes it or not in the near future.

    I am out to the theatre tomorrow with dd to see Chess. I dont know much about it as it was her choice so it should be an interesting evening. I am taking her some strawberry plants that I have propogated on thr way as she is getting into gardening.
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