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15months to debt free - I hope

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  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You have the patience of a saint. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou said:
    You have the patience of a saint. 

    I wish I did. It all part of his mental health problems. I know that but sometimes it just gets too much.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nothing much to report other than the weather has been horrible. Bear even cut his walk short this morning due to the rain. 2 loads of washing done including the covers from the conservatory suite. Mr LH up very early this morning so my peace was shattered. He did get out of bed last night  to take Bear but as he was shouting at him before he had even left I insisted I took him and he was as good as gold. I think if mr LH had taken him his anger would have gone down the lead and he would have had problems. He does seem a bit better today and is at least calm and has apologised. I know its not his fault and much of the problem was caused by his father and some incidents he had with a manager at work.

    I have listed a couple of items but I must get on and do the rest of the stuff I brought home tomorrow.

    I can almost see weeds growing on our gravel. I have used a salt, vinegarsoap mix on them and the one I have sprayed are dying but new ones keep popping up so it will have to be redone as soon as it is dry enough. I think I may have missed the window for a final mow of the front lawn for the year.

    I think the extra walking may be reaping benfits as I am feeling a bit better but as myasthenia is a condition that is up and down it may be that I am just on a good part of the cycle. Time will tell.
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My weeds are the same. Bah. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We have had a lovely day here today and also yesterday. For such a small country I’m always amazed how much the weather differs. 

    I can empathise with you re Mr LH as Mr SA was the same pre-illness, he was always angry about something. Now he’s just a pain in the a$$. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The rain has been torrential at times today.Poor mr LH got very wet taking Bear out at lunch time. It was just drizzle when I took him out this morning. The rain was so heavy at times we lost sky TVfor a while. I got most of the listing for ebay done except the things I want to put as mixed lots because I dont think they are saleable on their own. The item that had a bid on it ha been paid for so will be posted in the morning.

    No money spent as i havent been anywhere. Roast pork and trimmings for dinner with plenty left for tomorrow and and some to go in the freezer for meals later on. Veg water used for gravy and the frozen veg put in the water earl to defrost before cooking. Earlier in the week I bought a large bag of carrots and prepared and froze them so that saved a bit over buying them ready frozen. Yesterdays washing put away and the covers are back on the suite. All dried indoors as I dont have a tumble dryer. Ironing still to do as Mr LHs jeans were still damp so will be done later in the week. I know most people dont iron jeans but he insists on it and as there is other stuff it doesnt make much difference.
    The utility company are asking for my choice when our fixed rate ends at the end of next month so I must get on to that next week. Not looking forward to the new rates as we had a 2year fix from Oct 2021. They are offering another 2year fix but at the moment I cant find what their standard rate is. I may have to ring them.
  • Sun_Addict
    Sun_Addict Posts: 24,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We are with 🐙 and they’ve just lowered their rates. We had rain forecast for today but it turned out to be sunny and warm most of the day although the rain has started now. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks SA. I havent had chance to investigate today.

    Parcel posted this morning and ironing done -thank goodness, I loathe ironing and do as lttle as possible. Bear had a great time in his field but refuses to bring his ball back. He will chase it and he then wanders off with it. We keep trying but only rarely will he drop it anywhere near us. He has fun anyway and on the trip there he looks so happy and excited. On the way back he looks shattered.

    Car insurance renewal arrived today and unusually mr LH has decided to look for a cheaper policy. He normally ignores it until it auto renews. We have a gey import so find insurance is not that simple but the company that insures many of the cars in the owners club has given a quote over £100 less than the existing one. I need to go through the paperwork to ensure it is like for like but even if we have to add some tthings I think it will be cheaper. They are ringing on Wednesday for a decision so it is something I must do tomorrow.


  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the insurance works out 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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