We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

UC is making me pay

124

Comments

  • poppy12345
    poppy12345 Posts: 18,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    marcia_ said:
    for the course only it wasn't available for me 
     How did you live while on the course in not getting a loan? 

     Working? 
    Universal credit? 


    They claimed UC which is why they "didn't bother to check" if they were eligible for a loan.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    elsien said:
    I am still unclear how the OP ascertained the loan wasn’t available to them. 
    Which isn't surprising as OP had repeatedly failed to reply to any questions asked. I'm out.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • NedS
    NedS Posts: 4,800 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 24 February 2022 at 8:06PM
    for the course only it wasn't available for me 
    You are likely to need to give UC proof of this - e.g. that you investigated and weren't eligible - to stand a chance of them accepting that was the case.
    Correct, and the proof would be that you applied and were rejected. But you never applied, so how would you know that you were not eligible (that's a rhetorical question)
    Students are only really able to claim UC where they have student funding. If you have student funding, it will be taken into account and deductions made to your UC award, and you will be placed into NWRR with no expectations of having to look for work. If you are eligible for student funding, but never applied, you will be treated as if you did apply as appears to be the case here.
    If you were truly not eligible for student funding, then you would remain in the AWRR regime and would be expected to look for work, but would likely be immediately sanctioned for not being available for work as you are at college.
    So either student income is deducted or you are not eligible for UC. Either way, you would not be entitled to a full UC award.
    Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter
  • for the course only it wasn't available for me 

    How do you know that because in another comment you said you didn't bother applying because you were claiming UC.
    I'll ask again, have you used the calculator link that was posted twice to check for certain?
    i did use it and i was on uc at the time 
  • i was placed in the not working group cos i was looking after my mum as well as college but college got to much for me cos my mum is more demanding shes got dementia 
  • poppy12345
    poppy12345 Posts: 18,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Before anyone can help you further you need to have another read of the thread and answer all the questions.
  • it dont matter il sort it i asked for advice tried to explain my situation and no one could help bye
  • it dont matter il sort it i asked for advice tried to explain my situation and no one could help bye
    No one could really help because you didn't give clear information. 

    Hopefully you'll be more forthcoming with UC so they can make whatever is the correct decision in your situation.
  • poppy12345
    poppy12345 Posts: 18,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    it dont matter il sort it i asked for advice tried to explain my situation and no one could help bye

    You didn't give any information and the small amount you gave was drip fed slowly through out, which is why it's 4 pages long.
    You keep saying you claimed UC, yes we know that. People asked you questions but you didn't answer them. No one can help unless you answer them.

  • julie_gary
    julie_gary Posts: 19 Forumite
    Third Anniversary 10 Posts
    Hi Iv'e got proof that i wasn't entitled to a maintenance loan i got the letter yesterday
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.