Child & Co RBS Branch to close

gary1312

ForumUser7 said:

gary1312 said:

ForumUser7 said:

[Deleted User] said:

I decided to test this by opening a new savings account. It would appear that – contrary to what I was previously made to believe – it is indeed your oldest account that determines your home branch, not the latest one. 

I applied for Child’s in 2021 and Drummonds in 2022. The account I opened today – without selecting the SC myself – is at Child’s. 

Ah - that's a shame - looks like I'll be stuck with the standard (now closed) Newcastle branch as my home sort code even when I get the child's select. But still, at least I can get the child's select 🤷🏻‍♂️ It also fixes the child's or Drummond's first conundrum

You could always close your Newcastle account and open another Child one as well if (like me) you keep two current accounts?

Yeah, but I have a Digital Regular Saver with the Newcastle branch too, so it'd just be a bit of a pain to close my current account.

Even if I was to apply for child's, then close the Newcastle branch account, my oldest account with them would then default to my digital regular saver - unless they look at current accounts only to determine it

Ah, fair enough. Well at least you'll have a flashy card (and chequebook, although I'd be staggered to see anyone of your age using one o' them!) which, let's be honest, is the only real point of the exercise :-)

ForumUser7

gary1312 said:

ForumUser7 said:

gary1312 said:

ForumUser7 said:

[Deleted User] said:

I decided to test this by opening a new savings account. It would appear that – contrary to what I was previously made to believe – it is indeed your oldest account that determines your home branch, not the latest one. 

I applied for Child’s in 2021 and Drummonds in 2022. The account I opened today – without selecting the SC myself – is at Child’s. 

Ah - that's a shame - looks like I'll be stuck with the standard (now closed) Newcastle branch as my home sort code even when I get the child's select. But still, at least I can get the child's select 🤷🏻‍♂️ It also fixes the child's or Drummond's first conundrum

You could always close your Newcastle account and open another Child one as well if (like me) you keep two current accounts?

Yeah, but I have a Digital Regular Saver with the Newcastle branch too, so it'd just be a bit of a pain to close my current account.

Even if I was to apply for child's, then close the Newcastle branch account, my oldest account with them would then default to my digital regular saver - unless they look at current accounts only to determine it

Ah, fair enough. Well at least you'll have a flashy card (and chequebook, although I'd be staggered to see anyone of your age using one o' them!) which, let's be honest, is the only real point of the exercise :-)

I end up using chequebooks quite a bit still haha - any postal applications, I tend to send them a cheque with my forms as then I don’t have to remember to do the initial deposit later.

Card-wise - I’m just glad it’ll show in Apple Pay - it looks very smart!

WillPS

ForumUser7 said:

gary1312 said:

ForumUser7 said:

gary1312 said:

ForumUser7 said:

[Deleted User] said:

I decided to test this by opening a new savings account. It would appear that – contrary to what I was previously made to believe – it is indeed your oldest account that determines your home branch, not the latest one. 

I applied for Child’s in 2021 and Drummonds in 2022. The account I opened today – without selecting the SC myself – is at Child’s. 

Ah - that's a shame - looks like I'll be stuck with the standard (now closed) Newcastle branch as my home sort code even when I get the child's select. But still, at least I can get the child's select 🤷🏻‍♂️ It also fixes the child's or Drummond's first conundrum

You could always close your Newcastle account and open another Child one as well if (like me) you keep two current accounts?

Yeah, but I have a Digital Regular Saver with the Newcastle branch too, so it'd just be a bit of a pain to close my current account.

Even if I was to apply for child's, then close the Newcastle branch account, my oldest account with them would then default to my digital regular saver - unless they look at current accounts only to determine it

Ah, fair enough. Well at least you'll have a flashy card (and chequebook, although I'd be staggered to see anyone of your age using one o' them!) which, let's be honest, is the only real point of the exercise :-)

I end up using chequebooks quite a bit still haha - any postal applications, I tend to send them a cheque with my forms as then I don’t have to remember to do the initial deposit later.

Card-wise - I’m just glad it’ll show in Apple Pay - it looks very smart!

Child & Co cheques look rather lovely in a wedding card.

gary1312

Debit card for my new account arrived today and I'm happy to report it is a Child & Co card. Thanks to all contributors to the thread, especially @WillPS

Not exactly the most serious banking matter in the world but a good bit of fun and certainly ideal for me as I like NatWest/RBS accounts but find their cards and stationery rather horrid! 

The_Money_Saver_2

Does anyone have a link to the application form for Child & Co. This thread goes back sometime and wondering how to compete it. Thank you. 

gary1312

The_Money_Saver_2 said:

Does anyone have a link to the application form for Child & Co. This thread goes back sometime and wondering how to compete it. Thank you. 

16-00-38 for Drummonds. 15-80-00 for Child & Co.

Here's the link to the form:

https://forums.moneysavingexpert.com/discussion/comment/79155580/#Comment_79155580

trient

I believe you need to search by post code rather than sort code now?

gary1312

trient said:

I believe you need to search by post code rather than sort code now?

Nope, sort code works.

gary1312

ndrw said:

I decided to test this by opening a new savings account. It would appear that – contrary to what I was previously made to believe – it is indeed your oldest account that determines your home branch, not the latest one. 

I applied for Child’s in 2021 and Drummonds in 2022. The account I opened today – without selecting the SC myself – is at Child’s. 

Odd one, this. I've held a Select, and then converted to Reward, account at Liverpool Dale Street since 2017. As thread contributors know, I opened a Child & Co Select, followed by another in the past couple of weeks. Two days ago I opened a Digital Regular Saver, expecting it to be Liverpool as per your findings with your new account.....but it's the Child & Co sort code! Opened a Flexible Saver yesterday......also a Child & Co account.

[Deleted User]

We need more data points! @WillPS are you happy to open a savings account in the name of science?