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The Top Fixed Interest Savings Discussion Area
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Sea_Shell said:trickydicky14 said:National bank of Egypt One year fix 5.25% via Raisin.I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.0 -
Ford Money though not top of the table at the moment for their FRB's have a cooling off period and if you do cancel they return your capital with interest.
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Atom ups 1-5 year fixed rate to 5.10% AER… Monthly pay-away interest option too!
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I have to wait one calendar month to get access to my money (100k) from Atom. This may or may not work in my favour. Despite my comments about 5.5% to come, these 5 year rates are hard not to say no. I won’t be sticking in 100k again though, sorry Atom!
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Thumbs_Up said:
I have to wait one calendar month to get access to my money (100k) from Atom. This may or may not work in my favour. Despite my comments about 5.5% to come, these 5 year rates are hard not to say no. I won’t be sticking in 100k again though, sorry Atom!
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bertsilver said:Thumbs_Up said:
I have to wait one calendar month to get access to my money (100k) from Atom. This may or may not work in my favour. Despite my comments about 5.5% to come, these 5 year rates are hard not to say no. I won’t be sticking in 100k again though, sorry Atom!
To be honest I thought you could only save 100k across all accounts, it seems not now.
You shouldn’t really put in more then 85K for your own peace of mind.
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5.25% bank of egypt 1 year showing today0
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Ifts said:allegro120 said:
Is this just with HTB, or a normal case with other banks? I've recently opened and funded 3 fixed accounts (HTB, OakNorth and DF) and wouldn't mind to withdraw, funding window ends on 30th (next Tuesday).
Once first deposit is made, you have a further 5 days to make any more deposits.
Then if you do make your first deposit, they write to you to let you know they have received the opening deposit. And the letter also says:
"If you decide, within 14 days of this letter, that it is not right for you at the moment, we will happily return your savings.".
In this 14 day window, if they bring out a better rate, they let you open the new fixed rate bond and they move the money (inc any interest) over for you. Or you can have it all returned to you, if you want to go elsewhere.Vanquis are a bad lot, after making a deposit over 24 hours ago and speaking to them yesterday, they said it was rejected as the reference field from the external bank was filled in wrong yet maore than 24 hours have now passed and they havnt returned it to the original bank. I spoke to them last friday before the bank holiday and they said they cut off time was 1 pm for tranaction on a working day and been in fear of them holding my money over 4 days which I had done before by a different bank I didnt make any deposit. Certain banks will make up lies and reasons like its been held in a different internal account of theirs which they have informed me recently so they can avoid the , faster payment method which should be micro seconds with maxium time window of 2 hours yet they are saying it can be over 24 hrs. First impressions is they are corrupt are just terrible0 -
gesdt50 said:Ifts said:allegro120 said:
Is this just with HTB, or a normal case with other banks? I've recently opened and funded 3 fixed accounts (HTB, OakNorth and DF) and wouldn't mind to withdraw, funding window ends on 30th (next Tuesday).
Once first deposit is made, you have a further 5 days to make any more deposits.
Then if you do make your first deposit, they write to you to let you know they have received the opening deposit. And the letter also says:
"If you decide, within 14 days of this letter, that it is not right for you at the moment, we will happily return your savings.".
In this 14 day window, if they bring out a better rate, they let you open the new fixed rate bond and they move the money (inc any interest) over for you. Or you can have it all returned to you, if you want to go elsewhere.Vanquis are a bad lot, after making a deposit over 24 hours ago and speaking to them yesterday, they said it was rejected as the reference field from the external bank was filled in wrong yet maore than 24 hours have now passed and they havnt returned it to the original bank. I spoke to them last friday before the bank holiday and they said they cut off time was 1 pm for tranaction on a working day and been in fear of them holding my money over 4 days which I had done before by a different bank I didnt make any deposit. Certain banks will make up lies and reasons like its been held in a different internal account of theirs which they have informed me recently so they can avoid the , faster payment method which should be micro seconds with maxium time window of 2 hours yet they are saying it can be over 24 hrs. First impressions is they are corrupt are just terribleInterestedly as of now their web site is not showing fixed term savings rates. Does that mean they are raising them? I opened a account at 4.95% now outside the 2 week window when I put a large sum of money in...Hmmmm. Btw, i'm a first time customer I had no issues.
Edit: Site now showing rates, as you were.
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How high do we all think these rates are going to go up to. I missed the boat back in January when rates fell did some fix’s around 4.15. Not so good now as they are going back up I’m wondering how long to hang on for this time having missed the window back in December.0
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