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The Top Fixed Interest Savings Discussion Area

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  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Raisin/Barclays have 5% for 1 year (plus 0.1% which is dependent on the performance of the FTSE 100)
    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
  • i opened q 12 month fixed with DF at 5% very easy to open and no jumping through hoops. i mistakenly entered the wrong password 3 times and was locked out of the account. I phoned them and was very impressed how quickly they answered and sorted it out for me. This means a lot to me as i know some banks can be a real pita.
    Do you mean the 4.99% they currently have on offer?  I cannot see a 5% one on their site.  
    I too like DF.  Their site is very good and easy to follow and I haven’t yet had to call them up but its nice to know they are efficient at that too. 
    yes, sorry my bad, it was 4.99%,  i also opened an atom one which was 5%.
  • mebu60
    mebu60 Posts: 1,635 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    SJMALBA said:
    Shawbrook 1 Year - 5.06%

    1k min., monthly option @ 4.95%

    https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
    They were just waiting for me to fund my HTB 18 Month 5.01% which I did yesterday! 

    I'm fairly confident there'll be something >5% in July when I do my next fix (as my 2.6% from last year matures). 
  • SJMALBA
    SJMALBA Posts: 1,075 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 26 May 2023 at 4:28PM
    auser99 said:
    SJMALBA said:
    Shawbrook 1 Year - 5.06%

    1k min., monthly option @ 4.95%

    https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/

    Wow that's a proper leap forward. None of this squeeze it up 0.01% stuff.
    SmartSave 1 Year - 5.07%


  • SJMALBA
    SJMALBA Posts: 1,075 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 26 May 2023 at 4:33PM
    mebu60 said:
    SJMALBA said:
    Shawbrook 1 Year - 5.06%

    1k min., monthly option @ 4.95%

    https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
    They were just waiting for me to fund my HTB 18 Month 5.01% which I did yesterday! 

    I'm fairly confident there'll be something >5% in July when I do my next fix (as my 2.6% from last year matures). 
    Fingers crossed for rates to stay 'high'/continue rising - I have a 2.67% 1 year maturing in August... counting the days!  ;)
  • auser99
    auser99 Posts: 271 Forumite
    100 Posts Second Anniversary Name Dropper
    Certainly hotting up.
    Hampshire have matched the 5.15% 2 year and gone into the lead with a 5.1% 3 year.
  • auser99
    auser99 Posts: 271 Forumite
    100 Posts Second Anniversary Name Dropper
    SJMALBA said:
    mebu60 said:
    SJMALBA said:
    Shawbrook 1 Year - 5.06%

    1k min., monthly option @ 4.95%

    https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
    They were just waiting for me to fund my HTB 18 Month 5.01% which I did yesterday! 

    I'm fairly confident there'll be something >5% in July when I do my next fix (as my 2.6% from last year matures). 
    Fingers crossed for rates to stay 'high'/continue rising - I have a 2.67% 1 year maturing in August... counting the days!  ;)
    Very similar. 
    2.67% in mid July. That felt great back then, not far from 50% of the top rates now!
  • VNX
    VNX Posts: 458 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 26 May 2023 at 10:40PM
    HTB with some nice rates

    One year 5pc
    18 month 5.07pc
    Two year 5.15pc
    Three year 5.10pc
    Four year 5.05pc
    five year 5pc

    14 day cooling off / funding window if you find HTB and close it you get the interest already accrued returned along with your initial deposit 

    it appears lenders see interest rates remaining at or around current levels for quite some time based on these offerings, great for savers (I appreciate inflation erodes savings mind you) not so great for those with healthy mortgages 
  • francoghezzi
    francoghezzi Posts: 162 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 27 May 2023 at 6:24AM
    Zopa back at the top of the market after quite a while with a 5.05% 5 years ( also, but not top of the table 5.04% 4 years  5.03% 3 years, 5.02% 2 years and 5.01% 1 year fixed)
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