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The Top Fixed Interest Savings Discussion Area
Comments
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Raisin/Barclays have 5% for 1 year (plus 0.1% which is dependent on the performance of the FTSE 100)'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.1
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yes, sorry my bad, it was 4.99%, i also opened an atom one which was 5%.Gollygumdrops said:
Do you mean the 4.99% they currently have on offer? I cannot see a 5% one on their site.DjangoUnchained said:i opened q 12 month fixed with DF at 5% very easy to open and no jumping through hoops. i mistakenly entered the wrong password 3 times and was locked out of the account. I phoned them and was very impressed how quickly they answered and sorted it out for me. This means a lot to me as i know some banks can be a real pita.
I too like DF. Their site is very good and easy to follow and I haven’t yet had to call them up but its nice to know they are efficient at that too.0 -
They were just waiting for me to fund my HTB 18 Month 5.01% which I did yesterday!SJMALBA said:Shawbrook 1 Year - 5.06%
1k min., monthly option @ 4.95%
https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
I'm fairly confident there'll be something >5% in July when I do my next fix (as my 2.6% from last year matures).3 -
SmartSave 1 Year - 5.07%auser99 said:SJMALBA said:Shawbrook 1 Year - 5.06%
1k min., monthly option @ 4.95%
https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
Wow that's a proper leap forward. None of this squeeze it up 0.01% stuff.
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Fingers crossed for rates to stay 'high'/continue rising - I have a 2.67% 1 year maturing in August... counting the days!mebu60 said:
They were just waiting for me to fund my HTB 18 Month 5.01% which I did yesterday!SJMALBA said:Shawbrook 1 Year - 5.06%
1k min., monthly option @ 4.95%
https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
I'm fairly confident there'll be something >5% in July when I do my next fix (as my 2.6% from last year matures).
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Certainly hotting up.
Hampshire have matched the 5.15% 2 year and gone into the lead with a 5.1% 3 year.2 -
Very similar.SJMALBA said:
Fingers crossed for rates to stay 'high'/continue rising - I have a 2.67% 1 year maturing in August... counting the days!mebu60 said:
They were just waiting for me to fund my HTB 18 Month 5.01% which I did yesterday!SJMALBA said:Shawbrook 1 Year - 5.06%
1k min., monthly option @ 4.95%
https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/
I'm fairly confident there'll be something >5% in July when I do my next fix (as my 2.6% from last year matures).
2.67% in mid July. That felt great back then, not far from 50% of the top rates now!2 -
Opened a 9 month fixed rate with DF Capital to put funds from a maturing account until April next year. Then realised that the funding window closes before funds become ready to deposit. DF Capital have been excellent and have extended the funding window for a few days so I will be able to deposit them into the 9 month account. Cannot praise DF Capital and their customer services and website high enough. Would highly recommend6
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HTB with some nice rates
One year 5pc
18 month 5.07pc
Two year 5.15pc
Three year 5.10pc
Four year 5.05pc
five year 5pc
14 day cooling off / funding window if you find HTB and close it you get the interest already accrued returned along with your initial deposit
it appears lenders see interest rates remaining at or around current levels for quite some time based on these offerings, great for savers (I appreciate inflation erodes savings mind you) not so great for those with healthy mortgages4 -
Zopa back at the top of the market after quite a while with a 5.05% 5 years ( also, but not top of the table 5.04% 4 years 5.03% 3 years, 5.02% 2 years and 5.01% 1 year fixed)2
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