The Top Fixed Interest Savings Discussion Area

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susanann_2 said:

How high do we all think these rates are going to go up to. I missed the boat back in January when rates fell did some fix’s around 4.15. Not so good now as they are going back up I’m wondering how long to hang on for this time having missed the window back in December. 

Don’t get me started on this. The grammar police will be on to me.

Pompeydave1967

susanann_2 said:

How high do we all think these rates are going to go up to. I missed the boat back in January when rates fell did some fix’s around 4.15. Not so good now as they are going back up I’m wondering how long to hang on for this time having missed the window back in December. 

You could wait and wait for fixes to go up losing out slightly if money in easy access. I fixed up with Atom 2 weeks ago @ 4.8% and already it’s gone up twice but how high can they go is a question we all would like the answer to. For me it’s the duration ie have fixes maturing in Aug / sept / nov so hopefully at least 5% still then.

auser99

CaptainWales said:

5.25% bank of egypt 1 year showing today

Really stretching the market that one, with the next highest 1 year being 5.10%

Hopefully encourages a few others to follow suit.

auser99

Close Brothers 5.2% 2 year, 10k min, Annual, paid away.

LJ._2

susanann_2 said:

How high do we all think these rates are going to go up to. I missed the boat back in January when rates fell did some fix’s around 4.15. Not so good now as they are going back up I’m wondering how long to hang on for this time having missed the window back in December. 

It's a very good question! Personally I'm waiting to see what the next Bank of England interest rates will be on 22nd June. I'm looking to placing an amount to invest on SmartSave, but we'll see.

bristolleedsfan

Tandem Bank  2 Year Fixed  5.25%  3 Year Fixed 5.30%  5 Year Fixed  5.35%

intalex

bristolleedsfan said:

Tandem Bank  2 Year Fixed  5.25%  3 Year Fixed 5.30%  5 Year Fixed  5.35%

Now that's jumping off the page...

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Re, Tandem. Just wished they will pay monthly interest. Just 0.15 to go dear friends.

Perhaps I should change my nom de plume.

dgpur

bristolleedsfan said:

Tandem Bank  2 Year Fixed  5.25%  3 Year Fixed 5.30%  5 Year Fixed  5.35%

i jumped into a couple of five year Tandem Fixed Savers when they paid 5%, paying out annually. I might have waited if I knew 5.35% was on the way, but then none of us are seers, have to go with best offers at the time, or wait forever for rates you don’t know are coming.

CaptainWales

Of the tandem rates is 5 year at 5.35% really that attractive? Can see rates going much higher