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Oh good I already have accounts with them and was searching for a new 1yr fix, so this fits the bill! I really like Atom. Very good and easy to use app and never had any issues.SickGroove said:Atom 1 year fixed 4.55%1 -
They do seem to have shifted their business model towards fixed rate accounts rather than easy access. They always used to be in the midst of the "app-battle" with Zopa and Tandem but they seem happy to be off the top of the rankings when it comes to easy access. Perhaps it's easier to manage their business with more stable funding at fixed rates.andyhicks88 said:
Oh good I already have accounts with them and was searching for a new 1yr fix, so this fits the bill! I really like Atom. Very good and easy to use app and never had any issues.SickGroove said:Atom 1 year fixed 4.55%
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With today’s inflation news and BoE rate projections, hopefully the 2Yr+ fixed market edges up to closer to November levels… or will they?1
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I did that one, I think Charter is currently at the top (for the banks I check)jaypers said:
Interesting that their 2 year is only 4%. Thinking now is the time to jump on the Charter 2 year at 4.57%Pompeydave1967 said:Thanks Shawbrook , great timing as my 1 year fixed @ 1.94% finishes with them today …Being brave is going after your dreams head on0 -
Oxbury 2yr bond @ 4.58%.
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Vanquis 2 Year @ 4.6% (Like Charter, they also offer the option of monthly interest, @ 4.51%).
https://www.vanquissavings.co.uk/2-year-fixed-rate-bonds/
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Oak North have just raised their one year rate for the fourth time in a week - to 4.57%. They are offering any new rates to anyone during the funding window.1
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Zopa been silent for a very long time, well behind in the interests race, still offering 'only' 4% on 1-year fixed and 4.05% for 2 years0
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I hope Zopa go up so their 3 month competes with Investec and Oaknorth. I mean, getting beaten by Oaknorth is just embarrassing.1
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