The Top Fixed Interest Savings Discussion Area

andyhicks88

SickGroove said:

Atom 1 year fixed 4.55%

Oh good I already have accounts with them and was searching for a new 1yr fix, so this fits the bill! I really like Atom. Very good and easy to use app and never had any issues.

TiVo_Lad

andyhicks88 said:

SickGroove said:

Atom 1 year fixed 4.55%

Oh good I already have accounts with them and was searching for a new 1yr fix, so this fits the bill! I really like Atom. Very good and easy to use app and never had any issues.

They do seem to have shifted their business model towards fixed rate accounts rather than easy access. They always used to be in the midst of the "app-battle" with Zopa and Tandem but they seem happy to be off the top of the rankings when it comes to easy access. Perhaps it's easier to manage their business with more stable funding at fixed rates.

intalex

With today’s inflation news and BoE rate projections, hopefully the 2Yr+ fixed market edges up to closer to November levels… or will they?

ScarletBea

jaypers said:

Pompeydave1967 said:

Thanks Shawbrook , great timing as my 1 year fixed  @ 1.94% finishes with them today …

Interesting that their 2 year is only 4%. Thinking now is the time to jump on the Charter 2 year at 4.57%

I did that one, I think Charter is currently at the top (for the banks I check)

jimexbox

Oxbury 2yr bond @ 4.58%.

SJMALBA

Vanquis 2 Year @ 4.6% (Like Charter, they also offer the option of monthly interest, @ 4.51%).

https://www.vanquissavings.co.uk/2-year-fixed-rate-bonds/

TiVo_Lad

SmartSave have already pipped them at 4.61%

https://smartsavebank.co.uk/2-year-fixed-rate-saver

dgpur

Oak North have just raised their one year rate for the fourth time in a week - to 4.57%. They are offering any new rates to anyone during the funding window.

francoghezzi

Zopa been silent for a very long time, well behind in the interests race, still offering 'only' 4% on 1-year fixed and 4.05% for 2 years 

Zaul22

I hope Zopa go up so their 3 month competes with Investec and Oaknorth. I mean, getting beaten by Oaknorth is just embarrassing.