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The Top Fixed Interest Savings Discussion Area
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SJMALBA said:Vanquis 2 Year @ 4.6% (Like Charter, they also offer the option of monthly interest, @ 4.51%).
https://www.vanquissavings.co.uk/2-year-fixed-rate-bonds/
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charlie12525 said:SJMALBA said:Vanquis 2 Year @ 4.6% (Like Charter, they also offer the option of monthly interest, @ 4.51%).
https://www.vanquissavings.co.uk/2-year-fixed-rate-bonds/0 -
Atom 2, 3, and 5 Yr fixes 4.65% (4.55% monthly)3
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Investec now at 4.60% for a 1 year fixed rate : https://savings.investec.com/fixed-rate-saver7
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Rates slowly creeping back to where they were at the height of the mini budget fallout. From memory here's where they peaked last year if anyone is interested:
5 year - 5.1% [Gatehouse Bank]
4 year - 5.05% [Gatehouse Bank]
3 year - 5% [Vanquis]
2 year - 5% [Vanquis]
1 year - 4.75% [Dudley BS]7 -
t1redmonkey said:Rates slowly creeping back to where they were at the height of the mini budget fallout. From memory here's where they peaked last year if anyone is interested:
5 year - 5.1% [Gatehouse Bank]
4 year - 5.05% [Gatehouse Bank]
3 year - 5% [Vanquis]
2 year - 5% [Vanquis]
1 year - 4.75% [Dudley BS]
It is now almost guaranteed that base rate will be increased in May. This will probably not result in fixed rates increasing as the increase is already built in.
However easy access rates will likely start creeping up a bit.1 -
refluxer said:Investec now at 4.60% for a 1 year fixed rate : https://savings.investec.com/fixed-rate-saver
https://www.raisin.co.uk/term-deposit/inv002-investec-2-year-fixed-term-deposit/?#bank-product-details
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Small increases to Charter's fixed rate bonds (5k min.):
1 Year - 4.56% (up from 4.5%)
18 Month - 4.58% (up from 4.54%)
2 Year - 4.61% (up from 4.57%)
All have monthly interest option.
https://chartersavingsbank.co.uk/Products/FixedRateBond
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And baby steps by Al Rayan to 4.62% fixed 1 year. £5k min. https://www.alrayanbank.co.uk/savings/12-month-fixed-term-deposit
Though further down the page it says: "What is the expected profit rate? 4.55% (gross per annum)". Which I assume is a clerical error in their haste to keep up.
Other terms
36 Month Fixed Term Deposit £5,000 4.75%
24 Month Fixed Term Deposit £5,000 4.72%
18 Month Fixed Term Deposit £5,000 4.65%
All quoting the previous rate (?) further down. Or are they now quoting the AER?
Edit. Looks like they are now giving the AER, the first figure, and the quarterly applied rate. If so, could be clearer. 4.55% quarterly would return 4.628% AER.2 -
wmb194 said:charlie12525 said:SJMALBA said:Vanquis 2 Year @ 4.6% (Like Charter, they also offer the option of monthly interest, @ 4.51%).
https://www.vanquissavings.co.uk/2-year-fixed-rate-bonds/3
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