The Top Fixed Interest Savings Discussion Area

VNX

Close brothers up to 4.7% one two and three year bonds 

Sea_Shell

SJMALBA said:

Shawbrook 9 month @ 4.30% (4.22% monthly), 1k min.

Shawbrook 1 Year [issue 89*] @ 4.7% (4.6% monthly), 1k min.

https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/

* Issue 88 @4.54% lasted all of 8 days.     Onwards and upwards, so can't complain. 

I wonder when the peak will be? 

BooJewels

Sea_Shell said:

* Issue 88 @4.54% lasted all of 8 days.     Onwards and upwards, so can't complain. 

I wonder when the peak will be? 

I'm hoping around late May / early June, when I have some money coming in and I can pop it away for a while.  

TiVo_Lad

SmartSave 1,2 and 3 Year now at 4.71%

https://smartsavebank.co.uk/1-year-fixed-rate-saver

VNX

Just for information you can only have one savings bond with Smartsave I had looked at having a one and a two year but was told can only have one  

VNX

Sea_Shell said:

SJMALBA said:

Shawbrook 9 month @ 4.30% (4.22% monthly), 1k min.

Shawbrook 1 Year [issue 89*] @ 4.7% (4.6% monthly), 1k min.

https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/

* Issue 88 @4.54% lasted all of 8 days.     Onwards and upwards, so can't complain. 

I wonder when the peak will be? 

Hard to say all depends how things progress with the economy.

but what I don’t know are rates being offered nudging up in general or is it a case of the same few lenders are vying for top spot

close brothers, smartsave, cynergy, shawbrook it’s the same names who keep nudging their rates.

it’s always a game/gamble as to when to fix, I’m waiting to fix, trying to jump on at the optimal time but it’s such a game I think I’ll jump on in the next couple of weeks and whatever happens after that happens.

Thumbs_Up

Al Rayan - Fill your boots.

1 year - 4.75%

2 year - 4.85%

3 year - 4.90%

housebuyer143

SJMALBA said:

Shawbrook 9 month @ 4.30% (4.22% monthly), 1k min.

Shawbrook 1 Year @ 4.7% (4.6% monthly), 1k min.

https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/

Put my money in yesterday 😆🤦‍♀️

Thumbs_Up

Thumbs_Up said:

Al Rayan - Fill your boots.

1 year - 4.75%

2 year - 4.85%

3 year - 4.90%

I missed the Ooh Aah last November, expecting the rates to go higher...Now do I wait this time ?

t1redmonkey

VNX said:

Sea_Shell said:

SJMALBA said:

Shawbrook 9 month @ 4.30% (4.22% monthly), 1k min.

Shawbrook 1 Year [issue 89*] @ 4.7% (4.6% monthly), 1k min.

https://www.shawbrook.co.uk/direct/savings/personal-savings/fixed-rate-bonds/

* Issue 88 @4.54% lasted all of 8 days.     Onwards and upwards, so can't complain. 

I wonder when the peak will be? 

Hard to say all depends how things progress with the economy.

but what I don’t know are rates being offered nudging up in general or is it a case of the same few lenders are vying for top spot

close brothers, smartsave, cynergy, shawbrook it’s the same names who keep nudging their rates.

it’s always a game/gamble as to when to fix, I’m waiting to fix, trying to jump on at the optimal time but it’s such a game I think I’ll jump on in the next couple of weeks and whatever happens after that happens.

What I was doing last October/November when the same thing was happening (rates constantly edging up) was just to open an account every few days depending on who was leading.  Since most of them gave you a funding window after initially applying, you could open one, lock in a rate and then 'wait and see' what happened til the deposit window was almost up and then make a decision on whether to deposit or not.  It worked out in the end and I was able to get in on what turned out to be the peak rates for 2,3,4 and 5 year fixes doing it this way.