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Alchemausterity II
Comments
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I hope your dh recovers soon , it sounds exhausting for you both. I’m amazed how you have coped with this last year, your house guest sounded very challenging to put it politely! I hope you are taking care of yourself 🙂MFW 67 - Finally mortgage free! 💙😁3
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Thank you, both are very much appreciatedsavingholmes said:Sorry to hear your news Alchemilla. All I can do is send prayers and hugs.
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Thank you apple. I filled in my carer's passport at work today so they know in case things get worse.apple_muncher said:Oh, Alchemilla, also sending you some hugs and TLC.3 -
Thanks Rosa. I'm wondering whether to pick up my paused master's in January or chuck itRosaBernicia said:More hugs and healing vibes from over here.
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Thanks KC. Any resources you know of for planning for the future in this situation?Karmacat said:And from here too, positive vibes and affection to you and yours. I'm sorry it feels so dreadful
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Thank you, I hope you are ok?greent said:More hugs, healing thoughts and the very best wishes to all of you. Hope DH starts recovering soon xx4 -
Hello, and thank you so much.Moneyfordreams said:Sending best wishes, and I hope things improve for you both soon x4 -
Thank you! She was somewhat demanding haha. She's very happy now in her own place though.newgirly said:I hope your dh recovers soon , it sounds exhausting for you both. I’m amazed how you have coped with this last year, your house guest sounded very challenging to put it politely! I hope you are taking care of yourself 🙂5 -
Alchemilla said:
Thanks Rosa. I'm wondering whether to pick up my paused master's in January or chuck itRosaBernicia said:More hugs and healing vibes from over here.
Is it time sensitive? And can you sign up for January but drop it later?Having rather been there and got several t-shirts with the study+work thing, I'd make sure you have a get out clause if things are looking complicated at home.
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc5 -
I would look to pause it. I'm sure there will be compassionate circumstances clauses.RosaBernicia said:Alchemilla said:
Thanks Rosa. I'm wondering whether to pick up my paused master's in January or chuck itRosaBernicia said:More hugs and healing vibes from over here.
Is it time sensitive? And can you sign up for January but drop it later?Having rather been there and got several t-shirts with the study+work thing, I'd make sure you have a get out clause if things are looking complicated at home.
Hugs to you all. If you can get a decent counsellor perhaps engage with one sooner rather than later. You then get to vent, have a sounding board or whatever's needed along the way rather than trying to hold it altogether for everyone else. Ask for help. Lots of help. Pay for it if necessary. You need to find ways to make life easier for you and your family as you go through the hardest thing anyone can together.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253
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