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Alchemausterity II
Comments
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Sounds like she got higher levels for at least part of the award. I was able to ring up and ask the details of mine. That's an option if your letter doesn't arrive soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
All good so farKarmacat said:Ooh that's a good amount! Though I don't blame you for waiting to have it taken off you - the workings will be interesting to see, I hope they're right!
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Yes she did, not the mobility part, but the other part.savingholmes said:Sounds like she got higher levels for at least part of the award. I was able to ring up and ask the details of mine. That's an option if your letter doesn't arrive soon3 -
I am sorry I have been remiss.
DH has been in worsening health since I posted last. He is on antibiotics for a chest infection that won't go away. He is dragging himself around and the smallest tasks are too much for him.
So I am a defacto single parent with additional caring responsibilities. It is exhausting, depressing and I feel like I am preparing to become an actual single parent and a widow. I hope that's me being over dramatic.
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Sorry to hear your news Alchemilla. All I can do is send prayers and hugs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Oh, Alchemilla, also sending you some hugs and TLC.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!4 -
More hugs and healing vibes from over here.
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc6 -
And from here too, positive vibes and affection to you and yours. I'm sorry it feels so dreadful
2023: the year I get to buy a car5 -
More hugs, healing thoughts and the very best wishes to all of you. Hope DH starts recovering soon xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205
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Sending best wishes, and I hope things improve for you both soon xMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20225
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