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Mortgage free in Forever Home :-)
Comments
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We started on our Christmas treats yesterday too! DD said, surely this whole cupboard of food isn't juuuuuust for Christmas day mum??? And I thought, hmm, she's right so we started yesterday seeing as though we're off work/ school now, the holidays have officially begun here (well apart from for DP he forgot to book any time off! But most others have booked off so he's looking forward to a quiet couple of days to catch up on last bits before handing it over to his successor in Jan!)Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/243 -
Presents all wrapped and sorted. 👏Cleaned the windowsill and all the ornaments in the dining room. That had been bugging me for a while. Rearranged the ornaments and set out a teeny tiny glass frog that a friend gave me a while ago. 😊Also cleaned that set of window panes and the ones in the Snug as they caught my eye as being grubby.
Asked Mr KK to trim back the clear silicone that he’d sealed the new panes in with months ago - think he must have just forgotten them. Looks a lot better now 😊
Started another novel - a Rumer Godden one about race horses. I’m learning a lot 😊
About to do a bit of tapestry.It’s been a really nice day ❤️
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Ummmm ….I’ve done a thing …
a daft,
maybe fun, thing …
I have signed myself up to a term of Mumd@nce …
OMG - what have I done to myself! 😂😉
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Love it! And your reaction! 🤣
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
It will be great 😹I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
you're gonna have a blast 😂Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +12 -
Congratulations on doing a thing!
I haven't managed a thing today!4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
I had to Google that! Looks fab 🙂1
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Just catching up - love the sofas (mine actually changed colour when I had them cleaned) and also had to google the mum dance - it looks fab!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Back into the Forum, having been locked out! @KajiKita please take it easy darling- or at least as easy as you can. You might have to come out of Energiser Bunny mode, just briefly.
I wrote that before fully catching up. Ignore me, you're plainly back on your usual fab form. Lots of good news love Humdinger xx2
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