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Mortgage free in Forever Home :-)

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Comments

  • themadvix
    themadvix Posts: 9,577 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Could be worse.... I was talking about Ginger Cat's predilection for plastic as we've got the plastic carpet protector down everywhere currently and the 🐙 man said he had a cat that had a predilection for rubber - used to go into other houses and pinch rubber gloves etc..... except it once came home with a condom! 😱😱😱
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 10,198 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    themadvix said:
    Could be worse.... I was talking about Ginger Cat's predilection for plastic as we've got the plastic carpet protector down everywhere currently and the 🐙 man said he had a cat that had a predilection for rubber - used to go into other houses and pinch rubber gloves etc..... except it once came home with a condom! 😱😱😱
    Wow … That’s a whole other level of cat burglary! 😂😂👏

    KK
    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita said:
    The utterly frustrating thing is that she will be utterly oblivious to what she has done and will crash through the flap later, expecting lap, and fuss, and food, and normal hooman service …! 🙄😂

    KK

    No doubt she will crash the the cat flap with a mouse!
  • KajiKita
    KajiKita Posts: 10,198 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    KajiKita said:
    The utterly frustrating thing is that she will be utterly oblivious to what she has done and will crash through the flap later, expecting lap, and fuss, and food, and normal hooman service …! 🙄😂

    KK

    No doubt she will crash the the cat flap with a mouse!
    Not this evening! 😊
    Had a mouthful of wet food, a munch at kibble, sat on me for two minutes, a mad five minutes doing parkour across the back of the sofa and bookcase and now has gone up to bed in Mr KK’s room … 🤷‍♀️😉

    KK
    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 100,012 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Eek naughty Chloe.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • dawnybabes
    dawnybabes Posts: 3,651 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    They are little buggers ! But we love them, my kittens have found the cat flap and refusing to use the litter tray at all now.  Today it’s been damp and raining so they helpfully brought me supplies in for tea - 2 slugs and a worm anyone ? No thought not ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 10,198 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    They are little buggers ! But we love them, my kittens have found the cat flap and refusing to use the litter tray at all now.  Today it’s been damp and raining so they helpfully brought me supplies in for tea - 2 slugs and a worm anyone ? No thought not ! 
    I’ve never had slugs and worms … 🤔
    Do they expect to be dried off when they come in soaked or just dry themselves off on your legs and lap? 😂

    KK
    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,301 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Quickly closes computer screen so feral kitten does not get ideas
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Those are big Ups and little Downs, and the feeling so tired is because you are literally getting over being properly ill, just a few days ago!
    Your Christmas will be lovely, just go slower and be kinder to yourself in the meantime. Your body has been working very hard battling lurgy invaders.

    I have no advice about the cat sick smell though 😁
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