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Mortgage free in Forever Home :-)
Comments
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It was 😊Merlin's_Beard said:A nice day to be out in the garden!
Absolutely shattered now. Done 11.7K steps today which is more than I’ve done for about a month!Went to the garden centre. Got a bit freaked out by Darth Vader and c. 8 storm troopers hanging around by the entrance. There was no one else around and there were no collection buckets or any other obvious reason why they were there. None of them spoke to me and as they were in full costume I couldn’t see their faces. I found it really quite intimidating! I suspect that sounds a bit crazy and I am surprised by my reaction but it was absolutely tangible and gut driven …
Found a scented perennial - I channelled @redofromstart as i picked up a beautifully scented and very pretty pink and white Daphne ❤️
I found some carpet bedding hydrangea panniculata reduced from £15.99 to £4
Aldo found some small ferns - won’t grow more than c. 60cm.
No luck with finding any winter lettuce 🤷♀️
Got my compost 😊
Made a white sauce batch. Smells good, need to box it up and get it in the freezer.Fish and chip supper but we both struggled to eat much of it. Our appetites are still down.
A good day 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Love a Daphne. Sadly WattyDog broke the pot mine was in so it was relocated to the garden where it died
The upside was I decided to start using galvanised buckets as planters instead (I am trying to find a positive here ) they look nice 👌 but need to be genuinely old to withstand WattyDog 🤣. My sister thought they were a great style statement!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I would've found a gang of blokes hanging round wearing masks for no apparent reason intimidating too, and I think most people would, definitely not crazy!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Sorry about your Daphne @Watty1 …
Thanks @PennysIntoPounds, it was just so uncomfortable seeing them in that context.Bit tired today but I have:
- Helped Mr KK with defrosting my freezer in the cellar - it wouldn’t close any more! 😳
- Swept the kitchen floor and emptied and relined the recycling bin there too.
- Planted out the plants I bought yesterday and weeded out a lot of tiny, young three cornered leek seedlings …
- Done some tapestry. Good to get that moving.
- Wrapped present for quality engineer and wrote a card for him and H&S assistant - assistant got a voucher for the local deli where he can buy cakes (his absolute passion) as well.
- Done my financial updates and checked my CC statement - Ouch! £3.5K on there! 😳 Mainly made up of paying for the boat, passport and half the accommodation for our trip next year. I have the money in savings but in best MSE tradition I don’t want to actually use them! 😉😂 The monthly £110 OP came out last week 👏😊
- Gathered some thyme from the garden for Mr KK to use in his first attempt at boeuf bourginion - he is delighted with how it came out - and updated the value of my produce tracker 😊
- Watered the greenhouse. The lettuces are slowly dying off but the kale is doing really well 🤷♀️😊
- Wrangled Mr KK’s washing (almost dry on the line, though I do have to keep untwazzling it from the effects of the high gusts!) and the towels - all washing has been folded or hung and is away, AND the heated airer is put away! 😂
Didn’t get anywhere near making the Christmas sauce as I gardened instead, but you have to make the most of the weather when you have it, yes? 😉😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Anybody want a cat?
Free to any kind of home.
Black and white, cute pink nose, thinks she doesn’t really need hoomans.Pukes up on the sofa in the same colour as the cushion so it isn’t seen, and the hooman sits right in it and doesn’t realise until they stand up and wonder why the back of their trousers feels wet and is somewhat smelly …! 🙄
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Oh yuk - Chloe you are so naughty. She is very cute though so you can't be cross with her for too long!1
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The utterly frustrating thing is that she will be utterly oblivious to what she has done and will crash through the flap later, expecting lap, and fuss, and food, and normal hooman service …! 🙄😂Brewerspride said:Oh yuk - Chloe you are so naughty. She is very cute though so you can't be cross with her for too long!
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
KajiKita said:
The utterly frustrating thing is that she will be utterly oblivious to what she has done and will crash through the flap later, expecting lap, and fuss, and food, and normal hooman service …! 🙄😂Brewerspride said:Oh yuk - Chloe you are so naughty. She is very cute though so you can't be cross with her for too long!
KK
Well of course - it's her prerogative to puke wherever she likes! 😂 But ew, that was grim for you. Mind you, I stepped in some cat pee this morning, as apparently the new trend is to face into the litter tray and pee outwards 😭 - at least the floor is wipe clean now!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Ugh … Huge sympathies … 😳🙄themadvix said:KajiKita said:
The utterly frustrating thing is that she will be utterly oblivious to what she has done and will crash through the flap later, expecting lap, and fuss, and food, and normal hooman service …! 🙄😂Brewerspride said:Oh yuk - Chloe you are so naughty. She is very cute though so you can't be cross with her for too long!
KK
Well of course - it's her prerogative to puke wherever she likes! 😂 But ew, that was grim for you. Mind you, I stepped in some cat pee this morning, as apparently the new trend is to face into the litter tray and pee outwards 😭 - at least the floor is wipe clean now!
Cats!!
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
That can be a sign of a urinary tract infection, or stress, so keep an eye on catto @themadvix ❤️themadvix said:KajiKita said:
The utterly frustrating thing is that she will be utterly oblivious to what she has done and will crash through the flap later, expecting lap, and fuss, and food, and normal hooman service …! 🙄😂Brewerspride said:Oh yuk - Chloe you are so naughty. She is very cute though so you can't be cross with her for too long!
KK
Well of course - it's her prerogative to puke wherever she likes! 😂 But ew, that was grim for you. Mind you, I stepped in some cat pee this morning, as apparently the new trend is to face into the litter tray and pee outwards 😭 - at least the floor is wipe clean now!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2
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