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Mortgage free in Forever Home :-)
Comments
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The path looks wonderful.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Well done on the desk.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Likely the neighbour will be embarrassed by seeming angry when he realises you were being nice. If you bump into him you might need to make a jovial comment about the dog or similar?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅3 -
Thanks @Watty1, @beanielou, @Brie
I'm not worried about the neighbour. He's that type where his bark is worse than his bite and he's actually both very kind and thinks a lot of both of us. It's more I felt bad for ruining his quiet lazy morning!
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
You can be a person who sleeps past 11am or a person who has dogs, both life choices are grand but they are not usually compatible!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 58
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
😂😂 Very true! 😉PennysIntoPounds said:You can be a person who sleeps past 11am or a person who has dogs, both life choices are grand but they are not usually compatible!
That neighbour has had a dead dumpy bag off us this evening for something he needs to bulk store so I assume we are still on good terms 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have been eating daily greens (spinach, kale, brocolli ideally) or even lettuce since my cousin died from diabetes complications and amputation .. greens so help the liver that even though I am traditionally not a fan of greens I am now queen of them .. even on this long tour trip - I always order greensdebtfreewannabe321 said:I love veg and always get at least one into a dinner even when it's supposed to be a junk food evening. The kids love that 🤣. I should see how many I eat perhaps not as much at the moment because kitchen is annoying to use whilst building works are going on, but tonight I have aubergine and courgette from the garden! I hope they taste ok 😁.
Path looks great
Boo to the no Pbs! I won £25 but even better was the text saying I won and the anticipation of logging in to see how much they had addedDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
I'm not that patient. On the 1st I stay up until midnight & check on the checker site. It doesn't tell you which bonds but it does tell you how much - 6% this month 3.7% average for this year. Last year was over 2% better1
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I got £50 this month and was gutted. I'm on a 1% return so far this year, but it is so much more fun than an ISA. Still 4 more draws to win big in 2025!4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
It is so much more fun than the lottery because you never actually lose any money. I am ignoring any loss of interest & when bank interest was under 1% I was really winning.2
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