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Mortgage free in Forever Home :-)
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Not sure if it’s denser KK but it changes appearance a fair bit when you do the washing part so easier to see what you are doing in the needle felted process. You can add on to it with needle felting afterwards though.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
That sounds a lovely realisation this morning, the job and you are clearly well suited.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
So glad you are finding some balance after being on high alert for so long. Yay!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
Thanks @Watty1 and @f0xh0les 😊 I would have thought that an impossible statement to make a few years ago ….
@skint_spice, ah …. I will look out for a wet needle felting course some time. 😊
Done today:
- Water filter jug cleaned and water filter reinstated, date noted when it next needs doing (mid September), subscription set up again for the refills.- CC paid for last month.
- Stripped the bed ready for new linen tonight.
- Blood test done in spite of my feeble veins’ best efforts! 😉
Had a lovely, last day out today 😊
An ex colleague and I met at Painswick Roccoco Garden for a rather damp wander, lunch, cakes and tea 😊 The gardens are looking lovely - still full of colour (take note Sudeley!) and it wasn’t too busy. We had a really good chat. She is going through a difficult and intense divorce process but is rebuilding herself after finally fully leaving her husband a year ago. She was far more open and relaxed today and we both enjoyed each other’s company.I’m tired now, but it was a good way to finish my trips out, iyswim.
KK
PS - As an aside, I mentioned how poor Sudeley had been to the volunteer on the ticket desk and she told me that the RGs’ Garden Director has just left to go to Sudeley and is telling old colleagues at RGs that ‘it’s a big job …’! I can feel an email coming on …As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Definitely do the pleasant email, they need feedback from ground level to do a good job.
So pleased for you you've had a good break and a good end to the break and don't have the dread feeling about adjusting to being back at work.
Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look4 -
PennysIntoPounds said:Definitely do the pleasant email, they need feedback from ground level to do a good job.
So pleased for you you've had a good break and a good end to the break and don't have the dread feeling about adjusting to being back at work.
Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look)
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I adore Painswick Rococo Garden! I must say though that last time I went, their courgettes were not as good as DH's. Sounds like your job is suiting you @KajiKita. You were beset by loons in the last two, I think? Love Humdinger xx2
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Humdinger1 said:I adore Painswick Rococo Garden! I must say though that last time I went, their courgettes were not as good as DH's. Sounds like your job is suiting you @KajiKita. You were beset by loons in the last two, I think? Love Humdinger xx
Beset by loons? That’s made me chuckle … 😉 They weren’t loons in the last job, more that they captured a unicorn and tried to make it work as a donkey. The unicorn got bored and flew off … 😉
The ex colleague I spent the time with yesterday was at the very tough job (the one before) and she negotiated an exit, as they tried to rearrange her role around her without her consent and not to her liking. Being a senior, savvy and professional HR person, she wiped the floor with them. (It was glorious to watch from a safe distance 😉). She is an elegant and refined woman in manner, movement and speech. I mentioned that I was using some of my settlement monies to pay for the paving we are putting down and I was looking forward to walking on it, using a stiff brush on it, and the energy of it would be like walking on our mutual boss. She said she would like to come and walk on it some time. I lightly replied and said she’d have to come over and have a dance on it - she literally guffawed! Full on belly laugh. I’ve never seen her laugh like that before - it was good 😊😉
Up early today as I couldn’t sleep and have to leave early to take the car for its air con diagnostic and cheap (I’m looking sternly at you Universe! 😉) repair … 🤞🤞🤞🤞 First load of washing is in so I can get it on the line before I go out and the next load in. No idea on the rest of the day, until I know what time I will be home … Not quite how I envisioned spending my last day of leave 😉🤷♀️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
PennysIntoPounds said:Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not lookIt’s not a job you’d consider gong back to?greenbee said:PennysIntoPounds said:Definitely do the pleasant email, they need feedback from ground level to do a good job.
So pleased for you you've had a good break and a good end to the break and don't have the dread feeling about adjusting to being back at work.
Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look)
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Ugh … I feel you! 😢 I doubt there is anyone else available at the time at my practice though … 🤷♀️
KK3
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