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Mortgage free in Forever Home :-)

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  • skint_spice
    skint_spice Posts: 13,404 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not sure if it’s denser KK but it changes appearance a fair bit when you do the washing part so easier to see what you are doing in the needle felted process. You can add on to it with needle felting afterwards though.
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Watty1
    Watty1 Posts: 6,788 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That sounds a lovely realisation this morning, the job and you are clearly well suited.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • f0xh0les
    f0xh0les Posts: 7,616 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    So glad you are finding some balance after being on high alert for so long.  Yay!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • KajiKita
    KajiKita Posts: 7,628 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @Watty1 and @f0xh0les 😊 I would have thought that an impossible statement to make a few years ago ….

    @skint_spice, ah …. I will look out for a wet needle felting course some time. 😊

    Done today:
    - Water filter jug cleaned and water filter reinstated, date noted when it next needs doing (mid September), subscription set up again for the refills. 
    - CC paid for last month.
    - Stripped the bed ready for new linen tonight.
    - Blood test done in spite of my feeble veins’ best efforts! 😉

    Had a lovely, last day out today 😊
    An ex colleague and I met at Painswick Roccoco Garden for a rather damp wander, lunch, cakes and tea 😊 The gardens are looking lovely - still full of colour (take note Sudeley!) and it wasn’t too busy. We had a really good chat. She is going through a difficult and intense divorce process but is rebuilding herself after finally fully leaving her husband a year ago. She was far more open and relaxed today and we both enjoyed each other’s company. 

    I’m tired now, but it was a good way to finish my trips out, iyswim.

    KK

    PS - As an aside, I mentioned how poor Sudeley had been to the volunteer on the ticket desk and she told me that the RGs’ Garden Director has just left to go to Sudeley and is telling old colleagues at RGs that ‘it’s a big job …’! I can feel an email coming on …
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,337 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Definitely do the pleasant email, they need feedback from ground level to do a good job.

    So pleased for you you've had a good break and a good end to the break and don't have the dread feeling about adjusting to being back at work.

    Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look 
  • greenbee
    greenbee Posts: 17,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely do the pleasant email, they need feedback from ground level to do a good job.

    So pleased for you you've had a good break and a good end to the break and don't have the dread feeling about adjusting to being back at work.

    Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look 
    I find that if I say 'I have small mobile veins', the response tells me whether I'm going to get a good result. 'Thanks for letting me know' means I know they'll go in from the side. Blank looks or telling me it's not relevant means I'll be stabbed several times and they'll then tell me they need to try the other arm/another vein (at which point I generally decline and ask to be sent to someone I know is competent :))
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I adore Painswick Rococo Garden! I must say though that last time I went, their courgettes were not as good as DH's.  Sounds like your job is suiting you @KajiKita.  You were beset by loons in the last two, I think? Love Humdinger xx 
  • KajiKita
    KajiKita Posts: 7,628 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look 
    To be fair she listened to my feedback about needing a fine needle and did a lot of padding and tapping and choosing before she went in and got it first time. It did hurt a bit though. 
    It’s not a job you’d consider gong back to? 

    greenbee said:
    Definitely do the pleasant email, they need feedback from ground level to do a good job.

    So pleased for you you've had a good break and a good end to the break and don't have the dread feeling about adjusting to being back at work.

    Also very glad you had a successful blood test, I used to take blood in a previous life (as in job, I'm not a reincarnated vampire that I know of) and was weirdly good at it (okay maybe I'm a reincarnated vampire 😁) and it p*sses me right off when people say, and stress about, that they always have difficulties due to small or unstable veins. Phlebotomists need to feel, not look 
    I find that if I say 'I have small mobile veins', the response tells me whether I'm going to get a good result. 'Thanks for letting me know' means I know they'll go in from the side. Blank looks or telling me it's not relevant means I'll be stabbed several times and they'll then tell me they need to try the other arm/another vein (at which point I generally decline and ask to be sent to someone I know is competent :))
    Ugh … I feel you! 😢 I doubt there is anyone else available at the time at my practice though … 🤷‍♀️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 17,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:

    Ugh … I feel you! 😢 I doubt there is anyone else available at the time at my practice though … 🤷‍♀️

    KK
    If there is no one I trust at the surgery, I take myself off to the hospital where the phlebotomists are generally good. Or get my brother to do it, as he spent a rotation on a renal ward, where everyone has crap veins!
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