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Mortgage free in Forever Home :-)
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Brie said:Anyway to leave an online review or to send an email to someone? That's a lot of money to be disappointed.
I might trip advisor or comment in a couple of FB groups I’m a member of, as if you really like gardens, it’s not worth going there any more …
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Much calmer and quieter day today, thank goodness!
Slept in until 7.30am which was lovely ☺️
Slow and lazy start with a brew in bed 😊
Finished quite a gripping novel. It was kind of horror, which isn’t usually my genre, but I quite enjoyed it 😊
Cleared all the pots from the garden that been hanging around since the planting I did a few weeks ago. That led into a deep-tidy of the potting shed, including sweeping all corners and a thinking about where to put more hooks to get more items (bags of insect netting and fleece etc.) up off the floor … 🤔 I need at least one small screw-in hook for the shelf behind my potting bench to hang the everlasting pencil on that I found on holiday …
Made further inroads into clearing the cut flower border of bindweed, but got absolutely monsooned by an unforecast shower and had to abandon the task! I maaaay, finally, possibly, finish clearing that bed tomorrow …?? 😉🤷♀️
Mr KK’s washing was almost dry but got drenched before I could get back out to retrieve it so it’s back in the WM re-spinning! 😂
Oh and I have managed to avoid all cheese today 😊👏 I will allow myself *some* tomorrow now 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Done the review on trip advisor and in a FB group I’m a member of.I shall ‘put it down’ now …
😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Well that was a frustrating morning …
I got my car air con recharged before I went away and it worked beautifully… until it didn’t … Took it back again this morning and after 3 hours of waiting (and paying for breakfast in town) they can’t fix it … 😢
They did refund my first regassing which I thought was good of them and I have numbers for two possible air con specialists to call.In other brighter news, Chloe is next to me on the sofa having a licky-clean and I managed a yoga / stretch session before going out.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
The first air con specialist can see me Friday and opens at 8.30am so I will get down there at sparrow’s fart and get myself at the front of the queue! 😉 £25 for a dye penetrant so they can where the system is leaking from. 🤞 that it’s not something too expensive to then repair …
Made a cracking lunch with leftover cauliflower, cheese and lentils. Cooked the cauliflower, added the leftover lentils into a dish, made a cheese sauce with the cheese as well as nutritional yeast and a drop of Dijon mustard. I microwaved a bit of kale just to add to the nutrition and bunged the whole lot under a hot grill until bubbling, then served with boiled with fresh mint baby spuds 😊
Washed towels, done financial updates, so I am square before payday at the end of this week, and emptied every bin in the house 👏😊
I was hoping to do some significant gardening this afternoon but it is so hot and sticky now I am defeated. I have managed to get the 3 succulents, I found when on holiday, in the incredibly dry south facing bed alongside the garage, well puddled in 😊
£1.45 TCB and a 46p TT sent off as OPs.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
It’s raining here, a lot! Which is good right …? I’ve been wanting rain for weeks, right?Well, today is the day I’m going over to very serious gardening friend’s house for lunch and a wander round her garden. Waterproof and wellies will be the order of the day I think! 😉
Oh and Madame Chloe has just come in, so soaking wet, her fur was spiky, dried herself off nicely on my lap and now has taken herself off to bed somewhere, leaving me with a chilly, damp lap … Thanks Cat! 😂
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Chloe knows your role in her lifeMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
You love her really 😹😻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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