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Mortgage free in Forever Home :-)

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  • Willow1983
    Willow1983 Posts: 54 Forumite
    Fifth Anniversary 10 Posts
    You’re a busy woman KajiKata! You must be finding a huge difference not being such a stressful job and having more time to do the things you love 😊 I follow along but don’t post much 🫣 can you give me your recipe for your pizza dough please? Thanks willow.
  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hi @Willow1983 😊

    I always think I am quite lazy! My achievements never match my ambition anyway … 😉 And yes, it is lovely to feel more ‘me’ than I have for years from not having such a long commute and intense job 😊

    I use this one:

     https://www.bbcgoodfood.com/recipes/quick-pizza-dough-2

    We find it makes 4 individual pizzas so we make a batch, cook two and freeze two. 

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Willow1983
    Willow1983 Posts: 54 Forumite
    Fifth Anniversary 10 Posts
    New path is looking fab 🥰 thanks for the recipe will give it a go soon. Willow
  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    When you try to do a nice thing and it doesn’t quite go to plan …

    Next door neighbour sparky is very keen on pale ale, so went I went to Morris’s this morning I bought him a few bottles as a thank you for repairing our cement mixer in the week (in the rain!). 

    Unfortunately it meant getting through a gate with their three huge dogs all shouting at me. Now I know these dogs reasonably well and although I was bitten as a child I feel reasonably confident with them. I persisted and used the digital doorbell on the gate but there was no answer. Bother thinks I, I will have to risk walking through the dogs, carrying the bottles so I can leave them in the porch. As I came in, carefully closing the gate behind me to keep the dogs in, the youngest of them stood up and put his paws on my back. This dog is huge! Some posh version, fluffy, feathery version of a Labrador with a really long body so when he stands up he is very tall. He scratched me with his claws on my shoulder. I shouted at him very firmly, using his name and he stopped jumping, looked sheepish and stopped shouting. I put the ales in the porch. As I did so I hear the sparky yelling at the dogs - he’d still been in bed (at 11am! 😳) and appeared around the corner in sliders and a dressing gown looking quite cross. 

    So I got scratched and the neighbour was annoyed. Sigh …

    Ah well, hopefully the ales will make up for it 🤷‍♀️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • earthgirl2
    earthgirl2 Posts: 520 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm also in awe of your energy! 

    Sorry to hear about the scratches and the annoyed neighbour though, sure the ale will be appreciated!
    Save £20,000 in 2025. April 2k, May 3.5k
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,483 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I'm sure he was more annoyed at his dogs than at you!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @earthgirl and @Merlin's_Beard, tbh I think he was just annoyed at the disturbance which I suspect he felt was 90% dogs and 10% me. 😉

    Had a quiet afternoon but have also managed to make a start on the office. Everything is up off the floor and the desk is nearly clear end to end. I wanted to do it all but I think I’ve had enough for today. It won’t take much to finish it. Then all the storage needs going through, a section at a time, but if I have clear desk that will be easier to do, iyswim. 

    I’ve ordered a two section vertical laptops holder so we can share the space more easily and it will leave the desk clearer. Another crumb of progress 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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