We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Mortgage free in Forever Home :-)
Comments
-
You care little for the divider … I am heartbroken! 💔 😉😂😂😂😂😂😂WelshmansDaughter said:I care little for the divider as I currently have no kitchen but with you on Pete’s pink trousers. Surprised that went out before the watershed 😂😂😂
Mr KK was veering wildly between sympathy for him and being excruciated! 😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have my Tupperware type stuff in two baskets one for smallish ones and one for the larger ones stored standing on their side with lids at one side, makes it much less stressful😂Mortgage OP 2026 £50/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,546
Make £50 a month Jan £0
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Once you mentioned the trousers KK my brain was taken over by their pink glory. The raw sausage colour was particularly unfortunate.
My future kitchen will likely not have cupboards 😁3 -
I threw away many plastic pots and just kept the useful ones - i.e. 3 sizes and can be stored one inside of each other plus one which has a particularly satisfying click lid - I like the sound and two tiny ones. I have not missed the oddments but I do find the neat tidy columns of 3 very satisfying (do I need more of a life?)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Thanks for the tips, I think baskets are the way to go. Will need to hunt for a couple. I also spotted that the corner unit shelves could be lowered a bit which might make it easier to store stuff - not sure why I didn't spot that before.
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1 -
Oh but it is inspiring @KajiKita! I have an entire picnic cupboard with exuberantly mismatched boxes and lids; it drives me berserk. You'll feel sooo much better when done and will also be picnic-ready. Love Humdinger xx1
-
That’s quite a long time to not clock that you were married. I suspect that the colleague was somewhat oblivious too! 😉😂dawnybabes said:I was once having a discussion with a bloke I’d worked with for 3 years and in conversation he thought I was a single parent as there was never any photos of DH on my FB - they where all of my DS and me away on holiday. (My DH hated holidaying in England so DS and I went away every school to different bits of the UK)
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
After a lovely lie-in I got out in the sunshine in the garden for c. 90 minutes - weeded another strip of one veg bed and cut back an enormously long bramble that I nearly wrapped my ankles in yesterday when coming through a rarely used gate - it must have been 12 feet long! 😳
The greenhouse got a good watering - the lettuce and pale green kale are growing well 😊
The other good job done today was I got the last of the spring bulbs in the ground - spread between where the sun falls at this time of year (but obviously February / March time) under the contorted Hazel, a few in the front of the amalanchier and the last few under a piece of turf by the big pond next to the bench where I was sat this morning 😊
A beautiful foliage plant I treated the bathroom to after the refurb got a wipe down - it’s almost glowing now 😊
Cross stitching and watching ‘The Bureau of M@gical Things’ on flix of net this afternoon. All very, very civilised 😊❤️
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Love love love the pond 🥰🥰🥰Sealed pot challenge 822
Jan - £176.66 :j3 -
I love the pond too and what a peaceful view.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



