We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

πŸ“¨ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1451452454456457736

Comments

  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I care little for the divider as I currently have no kitchen but with you on Pete’s pink trousers. Surprised that went out before the watershed πŸ˜‚πŸ˜‚πŸ˜‚
    You care little for the divider … I am heartbroken! πŸ’” πŸ˜‰πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚

    Mr KK was veering wildly between sympathy for him and being excruciated! πŸ˜‚

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August.Β 
    Produce tracker: Β£192 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • skint_spice
    skint_spice Posts: 13,790 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have my Tupperware type stuff in two baskets one for smallish ones and one for the larger ones stored standing on their side with lids at one side, makes it much less stressfulπŸ˜‚
    Mortgage OP 2026 Β£1860/2000
    Mortgage balance: Β£29,986

    Make Β£50 a month Jan Β£20, Feb Β£0, March Β£31, Apr Β£20, May Β£30,
    Jun Β£120, Jul Β£0, Aug

    Summer challenge Β£120/300

  • Once you mentioned the trousers KK my brain was taken over by their pink glory. The raw sausage colour was particularly unfortunate.

    My future kitchen will likely not have cupboards 😁
  • Watty1
    Watty1 Posts: 8,446 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I threw away many plastic pots and just kept the useful ones - i.e. 3 sizes and can be stored one inside of each other plus one which has a particularly satisfying click lid - I like the sound and two tiny ones.Β  I have not missed the oddments but I do find the neat tidy columns of 3 very satisfying (do I need more of a life?)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • SandyShores
    SandyShores Posts: 2,119 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks for the tips, I think baskets are the way to go.Β  Will need to hunt for a couple.Β  I also spotted that the corner unit shelves could be lowered a bit which might make it easier to store stuff - not sure why I didn't spot that before.
    "Think of many things, do one"
    Mortgage end Aug Β£168kΒ Β£309,749 2020Β (ends June 2036 -was 2038- aim for 2031)
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • Humdinger1
    Humdinger1 Posts: 2,998 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 17 November 2024 at 9:50PM
    Oh but it is inspiring @KajiKita! I have an entire picnic cupboard with exuberantly mismatched boxes and lids; it drives me berserk.Β  You'll feel sooo much better when done and will also be picnic-ready. Love Humdinger xxΒ 
  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I was once having a discussion with a bloke I’d worked with for 3 years and in conversation he thought I was a single parent as there was never any photos of DH on my FB - they where all of my DS and me away on holiday. Β (My DH hated holidaying in England so DS and I went away every school to different bits of the UK)Β 
    That’s quite a long time to not clock that you were married. I suspect that the colleague was somewhat oblivious too! πŸ˜‰πŸ˜‚

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August.Β 
    Produce tracker: Β£192 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • dawnybabes
    dawnybabes Posts: 3,662 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Love love love the pond πŸ₯°πŸ₯°πŸ₯°
    Sealed pot challenge 822

    Jan - Β£176.66 :j
  • I love the pond too and what a peaceful view.Β 
Meet your Ambassadors

πŸš€ Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.2K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605.1K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.