We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Mortgage free in Forever Home :-)

1451452454456457736

Comments

  • KajiKita
    KajiKita Posts: 9,094 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I care little for the divider as I currently have no kitchen but with you on Pete’s pink trousers. Surprised that went out before the watershed 😂😂😂
    You care little for the divider … I am heartbroken! 💔 😉😂😂😂😂😂😂

    Mr KK was veering wildly between sympathy for him and being excruciated! 😂

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,620 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have my Tupperware type stuff in two baskets one for smallish ones and one for the larger ones stored standing on their side with lids at one side, makes it much less stressful😂
    Mortgage OP 2026 £50/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,546

    Make £50 a month Jan £0
    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Once you mentioned the trousers KK my brain was taken over by their pink glory. The raw sausage colour was particularly unfortunate.

    My future kitchen will likely not have cupboards 😁
  • Watty1
    Watty1 Posts: 7,657 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I threw away many plastic pots and just kept the useful ones - i.e. 3 sizes and can be stored one inside of each other plus one which has a particularly satisfying click lid - I like the sound and two tiny ones.  I have not missed the oddments but I do find the neat tidy columns of 3 very satisfying (do I need more of a life?)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • SandyShores
    SandyShores Posts: 2,022 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks for the tips, I think baskets are the way to go.  Will need to hunt for a couple.  I also spotted that the corner unit shelves could be lowered a bit which might make it easier to store stuff - not sure why I didn't spot that before.
    "Think of many things, do one"
    Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
    Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga 

  • Humdinger1
    Humdinger1 Posts: 2,627 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 17 November 2024 at 8:50PM
    Oh but it is inspiring @KajiKita! I have an entire picnic cupboard with exuberantly mismatched boxes and lids; it drives me berserk.  You'll feel sooo much better when done and will also be picnic-ready. Love Humdinger xx 
  • KajiKita
    KajiKita Posts: 9,094 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I was once having a discussion with a bloke I’d worked with for 3 years and in conversation he thought I was a single parent as there was never any photos of DH on my FB - they where all of my DS and me away on holiday.  (My DH hated holidaying in England so DS and I went away every school to different bits of the UK) 
    That’s quite a long time to not clock that you were married. I suspect that the colleague was somewhat oblivious too! 😉😂

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • dawnybabes
    dawnybabes Posts: 3,594 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Love love love the pond 🥰🥰🥰
    Sealed pot challenge 822

    Jan - £176.66 :j
  • I love the pond too and what a peaceful view. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.