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Mortgage free in Forever Home :-)

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Comments

  • dawnybabes
    dawnybabes Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I was once having a discussion with a bloke I’d worked with for 3 years and in conversation he thought I was a single parent as there was never any photos of DH on my FB - they where all of my DS and me away on holiday.  (My DH hated holidaying in England so DS and I went away every school to different bits of the UK) 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • skint_spice
    skint_spice Posts: 13,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The divider is such a simple idea but so useful!
    Mortgage OP 2026 £50/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,546

    Make £50 a month Jan £0
    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Ooh that is a good idea on the divider. 
  • greenbee
    greenbee Posts: 18,570 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had a cupboard like that put in my last kitchen. I will be having one in the next one. (Have I mentioned that I hate my current kitchen?).
  • That divider is v useful ! 

    My pot lids also have a mind of their own 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • SandyShores
    SandyShores Posts: 2,025 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Absolutely brilliant divider.  I'm going to have a look at my cupboard with the laid down stuff in it this morning!   Any ideas for plastic tubs and lids please? :)
    "Think of many things, do one"
    Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
    Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga 

  • I care little for the divider as I currently have no kitchen but with you on Pete’s pink trousers. Surprised that went out before the watershed 😂😂😂
  • KajiKita
    KajiKita Posts: 9,103 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 17 November 2024 at 2:54PM
    @skintspice, @redofromstart, @greenbee - yes, just once or twice 😂, @LadyWithAPlan and @SandyShores - I’m glad the divider pleases you 😊 I totally ❤️ it and I know it’s a really good design solution, as I haven’t looked for the boards or trays in the wrong place once! 

    As for plastic tubs and lids …. 
    I am starting by checking what are pairs.
    I will then segregate by type.
    Look at how much of each type there is, get rid of any crazy excess and find larger boxes to contain them in, by type.
    Some will stay in the drawer they are in now, others will decamp to the cupboard that previously held the chopping boards etc …
    Not very inspiring I know 🤷‍♀️😉

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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