📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

Options
1445446448450451633

Comments

  • Popping by to see how the interview went? Have my fingers and toes crossed! 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Brie
    Brie Posts: 14,791 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Interview news please!  Hoping it went well and they're thinking lovely things about the marvellous individual that was sitting in front of them.

    Meanwhile absolutely very worst scenario - you can have my job.  Have handed in notice of a sorts to be effective at some point.  Reasons not to take it.....not full time, frustration with clients, freezing cold workplace (aka no heating) lousy pay and a massively too long a commute for you.  Other than that it's great.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Brie said:
    Interview news please!  Hoping it went well and they're thinking lovely things about the marvellous individual that was sitting in front of them.

    Meanwhile absolutely very worst scenario - you can have my job.  Have handed in notice of a sorts to be effective at some point.  Reasons not to take it.....not full time, frustration with clients, freezing cold workplace (aka no heating) lousy pay and a massively too long a commute for you.  Other than that it's great.
    Such a great recommendation! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Brie said:
    Interview news please!  Hoping it went well and they're thinking lovely things about the marvellous individual that was sitting in front of them.

    Meanwhile absolutely very worst scenario - you can have my job.  Have handed in notice of a sorts to be effective at some point.  Reasons not to take it.....not full time, frustration with clients, freezing cold workplace (aka no heating) lousy pay and a massively too long a commute for you.  Other than that it's great.
    Sounds like my old job 🤣
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • That sounds a very productive day. 
    Well done on doing the interview. Is there scope for an informal call with the interviewer so you can say 'very impressed etc but it feels to me this role would be more suited to a production engineer and I wondered if you had any thoughts on that' sort of thing? 
  • KajiKita said:
    I have discovered mud all over my bedsheet and pillowcase … Too much! 🙄 I have admitted defeat and changed my bed!! 😂😂😂

    KK
    ?! This seems a bit left of field mid your fridge discussion and your interview feedback (glad you got another interview as its all good practise and you can get clarity on the job and whether you want it). Good luck re the Friday  round 2 - maybe you can work partially from home if its a longer commute?

    Then I saw your 'forensic' report.. did you hold their paws to the print ? Or measure them?!

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.