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Mortgage free in Forever Home :-)
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beanielou said:He is so cute 😻4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
f0xh0les said:beanielou said:He is so cute 😻
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Such a cutie!
And lovely to hear you are feeling so much better x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
@beanielou, he is my Best boy 🤩❤️ I don’t mind owning that I am quite besotted with him … 😉😂
Today! 😊
- Mr KK’s washing is a focus as today is a better drying day (more sun, some breeze) than yesterday, when it would normally be done. It was a big heap so the work trousers are already on the line and the next load is in.
- Sorted through the excess coats in the hall - Mr KK will be required to make sensible decisions about the 4 brown leather jackets with broken zips that I found there, especially as there is a 5th one that has a functional zip! 🙄 I have exited a huge bulky fleece that gave me painful static, a too small hoodie, a too short furry body warmer (makes me feel self conscious), an ex work fleece, down graded another work fleece to garden wear (now in the conservatory), moved my linen jacket to upstairs and hung it in the wardrobe for next summer and moved the umbrellas to hang in the downstairs loo so they are accessible! 👏
Next is physio exercises and yoga (I am pretty sore after all the gardening and have had a touch of sciatica since yesterday evening), breakfast, get properly dressed and head out with my MnS vouchers on a work trousers mission! 🤞
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
@KajiKita all very impressive! One question: do you sing songs to your cats? We serenade our dog every day love Humdinger xx
3 -
Humdinger1 said:@KajiKita all very impressive! One question: do you sing songs to your cats? We serenade our dog every day love Humdinger xx
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
KajiKita said:
- Reviewed the instruction manuals drawer in the kitchen - 2 inches worth went to recycling! 😊👏
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
I used to dance around the kitchen with my cats singing, they loved it (I think)
Enjoy the crypto course (I have not done it), the bankless podcast is about up to date stuff and interesting though they do like to drop acronyms. Reddit has some great forums on it just dont click on links or respond to DMs.
Just be aware once you got some money on the exchange invested (i use Kraken) then you need to get a cold wallet (hard drive with software to keep crypto on) for security purposes (Trezor or Ledger) they start about £40 + - buy direct from the retailer - not via amazon - I am waiting til I have about £200 in crypto and then will buy the
You can play with £10-£20 it does not have to be all or nothing - but it has a huge swing. Bitcoin is up 19% in the last month, but can easily fall so slow v steady..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
I sing to my cat, she’s not fussed but dancing she seems to take as an invitation to play fight😱 she doesn’t mind so much if I am holding her while dancing, yes this is my strange life😂 my dog used to get on his hind legs and jump about too!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Baileys_Babe said:KajiKita said:
- Reviewed the instruction manuals drawer in the kitchen - 2 inches worth went to recycling! 😊👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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