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Mortgage free in Forever Home :-)
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Yes happy interview day @KajiKita! I'd recommend a nap this morning if you can...you'll be fab. We're all standing by to hear how you get on. Love Humdinger xx2
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Hope it goes well today.
Pleased about your happy thing, I know exactly what you mean. Mr Redo called it 'having a moment' which I like. (What are you smiling at? 'I'm just having a moment to appreciate how lucky/happy I am') We had a lot of 'moments' once I had stopped work.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
redofromstart said:Hope it goes well today.
Pleased about your happy thing, I know exactly what you mean. Mr Redo called it 'having a moment' which I like. (What are you smiling at? 'I'm just having a moment to appreciate how lucky/happy I am') We had a lot of 'moments' once I had stopped work.
Good luck today KK! All fingers crossed that they like you, and that you like them!3 -
Thanks @Humdinger1, @Cheery_Daff, @Brewerspride, @beanielou, @f0xh0les, @Flowerpot_2, @skint_spice, @PennysIntoPounds and awwwww @redofromstart 😊❤️
Interview went quite well. I think. There is a slight shortfall in my hands on skills / experience but it is an area I’d have done some things in and am absolutely passionate about and have a strong instinct for. Apparently I am the first candidate he’s interviewed so it will be a couple of weeks before he gets to second interviews, but we seemed to have a good rapport, have quite a bit of work experience in common and is the first boss in a long time I feel I would enjoy learning from. Rang the recruiter to give feedback and apparently mine was the stand out profile (from that recruiter at least) so 🤞
Did have to turf George off the office chair though! He was not happy but I think I am forgiven as I have a heap of warm purry cat on my lap now 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12 -
Ooh, that sounds positive, fingers crossed!2
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Sounding positive.😻. to your wee furry friend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Cheery_Daff said:Ooh, that sounds positive, fingers crossed!beanielou said:Sounding positive.😻. to your wee furry friend.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I’ve felt like I have been quite passive / ‘rabbit in the headlights’ today, but looking at the list I have ticked a few things off 😊
- Had the details come through for the C00p saver so set up a transfer to it from my standard savings account and moved £14 across to it from my general savings as the beginnings of a new OP process …. The monies showed up later in the day 👏
- Made a note in my diary of when, in a month’s time or so, our mortgage balance should show up in the c00p …
- Requested £15.49 from my TCB account, which will also be shuffled into this c00p saver ready to OP
- Yoga, physio and a walk done. Shoulders are definitely improving. Back still sore / tight from firewood humping earlier in the week! 🙄😉
- Washing done and yesterday’s batch put away
- Went through the g00d f00d veggie Christmas edition and highlighted a heap of recipes I fancy trying … 😊 I am so determined to spoil *me* this year! 😉
- Interview! 😊
- Loosely defined shrinking foods for me for next week ALONG WITH new accompaniments to try
- Toscos shop updated with needs as per point above and started getting a few non perishable Christmas bits at Mr KK’s request. Still within weekly groceries budget! 😳🥳🎉
Baking spuds are in the air fryer, Mr KK is pottering in the garage, cats are out marauding - we are all happy 😊
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Well done, sounds like the interview couldnt really have gone any better, let's hope they don't keep you waiting too long.
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
Sound like you have set the bar quite high for the others that will be interviewed after you!!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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