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Mortgage free in Forever Home :-)

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Comments

  • ooh exciting news! Hoping the right role materialises for you soon. 

    (I used to do some employer side cv searches on cv library and indeed - worth updating on the first, and logging on regularly for the second)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,573 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 5 November 2024 at 8:52PM
    All the fingers crossed for you!
    Well done on yet another productive day investing your time and money in domestic loveliness (and being able to see it)
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Exciting news on the job hunt front! Go you!

    Well done on the manual labour too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 96,015 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Most excellent news. Lots of positive vibes your way. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh yey, good news about the job, we'll all be crossing our fingers and toes next Wednesday for you 🤞🤞🤞
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • dawnybabes
    dawnybabes Posts: 3,433 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    KajiKita said:
    Thanks @redofromstart, @PennysIntoPounds, @savingholmes, @beanielou 😊

    It’s given me a real lift 🤩❤️

    KK
    Fingers and legs crossed 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • I am learning loads as a member of MSE... who knew an integrated sandblaster existed!!
    Don't go getting too many ideas, LaPlan - I doubt you'll have room for one in your new pad!
    ;) i would be scared of losing a finger in that sander thing

    Brilliant news re the job interview next week ;)
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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