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Mortgage free in Forever Home :-)
Comments
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We should do - it’s a fab restaurant 🤩❤️redofromstart said:Have a lovely dinner out.
That makes me happy, I hope it does you too xredofromstart said:
the more I read, the more I think Mr KK and Mr Redo would have got on.
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
A crumb of good news …
Even though I’ve not lost any further weight this week, my relatively smart, tight jeans are just smartly tight rather than painfully so 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12 -
Enjoy your evening.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Ooh nice work on the jeans, I'm expanding rather than contractingMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
The Sandblasters Club! 👏🎉🥳😂CCW007 said:
Oh oh, I thought I was the only one with an OH who owned such a thing! So pleased to find someone else 😁KajiKita said:
- Mr KK is rearranging his Man-Cave … sorry, sorry, garage, to make room for an integrated sandblasting cabinet.
Fantastic meal. We are both stuffed and happy, wood stove lit, glass of wine for him, cuppa for me - happy sigh 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
Glad you enjoyed your dinner and well done on buying your new clothes, I find it makes a difference to my mood if I wear something that makes me happy even if noone else cares!Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Sounds like you've had a lovely day, happy birthday weekend! 🥳2
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Thanks @skint_spice and @Cheery_Daff 😊
Very late start to the day - we didn’t surface until 10.30! 😳😂😊 We both slept well and I think a good rest was what we both needed.Got a fair few bits done:
- 3 loads of washing through the machine, dried and put away.- one of the loads was the big dining room table cloth as we have the next door sparky neighbour coming over for food and company tonight
- Foraged cookers from the garden - the last few - and made an apple crumble with ground almonds in the crumble, and raisin and a teeny sprinkle of all spice in the apple, as we have company for dinner (we never bother with dessert usually) to be served with cream 😊
- made extra gravy for tonight and then cleaned the kitchen down, ready for Mr KK to cook tonight.
- gave the downstairs loo a birthday in honour of tonight’s guest (it wasn’t bad, I just freshened it up a bit) and defluffed all seats in the living room - thank you cats! 😂
- Some random decluttering of ‘stuff’ that was in the wrong place all over the house. Not significant in one way, but visually less annoying!
- Had George cwtches ❤️
- Helped Mr KK lift and push a huge scaffolding plank in place above the main door of the garage to display more of his militaria, which will in turn free up space for proper storage of tools and other stuff that’s on the floor atm. He’s been working really hard out there - doing well.I’d have done some recipe book culling today but I didn’t want to make a mess before this evening! 😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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