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Mortgage free in Forever Home :-)

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  • redofromstart
    redofromstart Posts: 5,839 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 1 November 2024 at 10:48PM
    We had a very basic poor interest joint savings account with £1 in which was opened online with the same bank as my current account. It meant I could pay joint or in his name cheques in using the App. V useful especially as I would then transfer to me so win win. 
  • dawnybabes
    dawnybabes Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Phew, read it over the last week ! 

    Grr to ex boss, but just think how threatened by you he must have felt to nudge you out !

    Happy belated birthday.

    after I once got to the Till in home bargains and realised my purse was sitting on the settee at home I came home and put apple pay on my phone !
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    We had a very basic poor interest joint savings account with £1 in which was opened online with the same bank as my current account. It meant I could pay joint or in his name cheques in using the App. V useful especially as I would then transfer to me so win win. 
    We have two joint accounts (don’t ask - long story 😉🤷‍♀️) and our own accounts. We like knowing that all the fundamentals are covered from the joint account (mortgage, utilities, council tax, weekly groceries, cat food etc etc) and then the rest is our own 😊 We contribute relative to our respective take home pay across the year as Mr KK obviously doesn’t get holiday pay etc.

    Phew, read it over the last week ! 

    Grr to ex boss, but just think how threatened by you he must have felt to nudge you out !

    Happy belated birthday.

    after I once got to the Till in home bargains and realised my purse was sitting on the settee at home I came home and put apple pay on my phone !
    Hello Dawnybabe 😊
    You don’t mean you’ve read my entire diary …?? Oh dear … 😂😂😂 I hope it wasn’t too boring! 😉
    I’ve always worried that if I had some kind of electronic pay function on my phone that I would be even more spendthriftly inclined than I am already, with a card! 😳😂 But I suppose there isn’t that much difference these days … 🤷‍♀️ Something to consider 🤔

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    An integrated sandblasting cabinet? Please explain @KajiKita as I plainly haven't lived! Love Humdinger xx 
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Indeed it does; thank you! What kind of thing  do you use it for? Xx
  • Have a lovely dinner out.

    the more I read, the more I think Mr KK and Mr Redo would have got on. 
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