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Mortgage free in Forever Home :-)
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We had a very basic poor interest joint savings account with £1 in which was opened online with the same bank as my current account. It meant I could pay joint or in his name cheques in using the App. V useful especially as I would then transfer to me so win win.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
Phew, read it over the last week !Grr to ex boss, but just think how threatened by you he must have felt to nudge you out !
Happy belated birthday.
after I once got to the Till in home bargains and realised my purse was sitting on the settee at home I came home and put apple pay on my phone !Sealed pot challenge 822
Jan - £176.66 :j3 -
redofromstart said:We had a very basic poor interest joint savings account with £1 in which was opened online with the same bank as my current account. It meant I could pay joint or in his name cheques in using the App. V useful especially as I would then transfer to me so win win.dawnybabes said:Phew, read it over the last week !Grr to ex boss, but just think how threatened by you he must have felt to nudge you out !
Happy belated birthday.
after I once got to the Till in home bargains and realised my purse was sitting on the settee at home I came home and put apple pay on my phone !
You don’t mean you’ve read my entire diary …?? Oh dear … 😂😂😂 I hope it wasn’t too boring! 😉
I’ve always worried that if I had some kind of electronic pay function on my phone that I would be even more spendthriftly inclined than I am already, with a card! 😳😂 But I suppose there isn’t that much difference these days … 🤷♀️ Something to consider 🤔
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Okay, so I have spent money today. <puts hands on hips>On me!I went looking for colour and cheerfulness in tops, having failed miserably for the past few years and I FOUND SOME!!I do not care! <stamps foot>I want some colour and clothes for the weekend that are not the same as I wear for work.Now I have them, they will last quite a while (years, and I don’t worry about being fashionable 😉) - I’m not hard on smart wear as I keep grungy old clothes for the garden 😊
- MnS have agreed my refund 👏
- Had my haircut with a slightly less fierce undercut. My hairdresser was super sweet and not only knocked a quarter off the cost of my haircut but he also offered to cut it for free if I can’t find a job in time … bless his idiotic soft heart 🤩❤️😊😉 (this is same chap I kicked the tush of, as he was being run into the ground doing cheap men’s haircuts because he was overrun due to not charging enough so he didn’t have the time to do the more value-add ladies cuts … ! 😉)
- No win on the PBs … 🤷♀️ Ah well, there’s always next month, yes? 😉
- 15% discount on the tops I bought from one establishment for giving them my email and signing up for a catalogue - that saved me £32! 😊
- Mr KK is rearranging his Man-Cave … sorry, sorry, garage, to make room for an integrated sandblasting cabinet. There are various things appearing outside that I think could be sold … a bulkhead for a Vauxhall combo van and a slightly art deco, chrome fire guard for two possibilities … 😊 <rubs palms together 😉>
- Unpacked my birthday flowers, washed the base of the stems, trimmed them, released them from the arranging tape and put them in a big vase - they look much better ❤️
- Walked the peelings buckets down to the compost bins …
I’m not tracking calories or energy expended today as we are going out for dinner to our favourite restaurant. I weighed this morning - no change after a week! 🙄😳 I start again tomorrow!KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
An integrated sandblasting cabinet? Please explain @KajiKita as I plainly haven't lived! Love Humdinger xx1
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Humdinger1 said:An integrated sandblasting cabinet? Please explain @KajiKita as I plainly haven't lived! Love Humdinger xx
Basically, atm Mr KK has a sand blaster that he has to use outdoors with a head mask. The sand goes everywhere and although he does his best to recover what he can, inevitably you lose quite a bit.An integrated unit means that he puts his hands in through sealed holes, with the item he is blasting in from the right and then the hose is inside the glass topped, sealed cabinet with the item and Mr KK’s hands. I think it will limit the size of what he can work on in there but it would be so much quicker to set up and put away, plus the sand won’t end up everywhere and no head mask.Something like this:Does that make sense?
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Indeed it does; thank you! What kind of thing do you use it for? Xx1
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Humdinger1 said:Indeed it does; thank you! What kind of thing do you use it for? Xx
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Humdinger1 said:Indeed it does; thank you! What kind of thing do you use it for? Xx
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Have a lovely dinner out.
the more I read, the more I think Mr KK and Mr Redo would have got on.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1
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