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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 10,492 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Cheery_Daff said:
    Ooh, I feel like I've missed tomorrow's interview! Is that a second one for the job you had the first one for? Or the first one for a second job? 😂 Good luck either way!
    I might not have mentioned it? First one for a second job. Thank you 😊

    Thanks @beanielou x 2 😊, spot on @greenbee 😊 and thank you. 
    I will have to see if any of my current banking service providers allow transfers into crypto then (I wouldn’t touch R3voult!) @LadyWithAPlan or have a look at a Monza account …

    KK

    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 55 books of target 52 in 2026 as @ 1st August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,380 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Good luck for interview, sending positive vibes
    love🐞
    Declutter 1536/ 2026
    books read 11 in 2026
    £320 🥳 funpot
    🐞change pot £84.92
    £20/£500

  • KajiKita
    KajiKita Posts: 10,492 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    ladybird1106 said:
    Good luck for interview, sending positive vibes
    love🐞
    Thank you 😊
    How are you feeling?

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 55 books of target 52 in 2026 as @ 1st August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,380 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Feeling more positive.
    love 🐞
    Declutter 1536/ 2026
    books read 11 in 2026
    £320 🥳 funpot
    🐞change pot £84.92
    £20/£500

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck for the interview this morning didn't realise you had another one. Well done x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • dawnybabes
    dawnybabes Posts: 3,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • redofromstart
    redofromstart Posts: 6,275 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope it goes well today
    My mortgage free diary: +++ Divide by Cucumber Error.  Please reinstall universe and reboot+++

    GNU Mr Redo

  • skint_spice
    skint_spice Posts: 13,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck today🙏
    Mortgage OP 2026 £1860/2000
    Mortgage balance: £30,298

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120, Jul £0, Aug

    Summer challenge £120/300

  • Watty1
    Watty1 Posts: 8,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck for the interview today and fingers crossed for a second one too from the other place.

    Just caught up and loved cat pics 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I have had a Monzo acct for years (as I travel a lot) and never had any issues with it

    I am feeling good vibes from you being brilliant at the job interview!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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