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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 9,064 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ooh, I feel like I've missed tomorrow's interview! Is that a second one for the job you had the first one for? Or the first one for a second job? 😂 Good luck either way!
    I might not have mentioned it? First one for a second job. Thank you 😊

    Thanks @beanielou x 2 😊, spot on @greenbee 😊 and thank you. 
    I will have to see if any of my current banking service providers allow transfers into crypto then (I wouldn’t touch R3voult!) @LadyWithAPlan or have a look at a Monza account …

    KK

    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Good luck for interview, sending positive vibes
    love🐞

    Grow your own: £14.66
  • KajiKita
    KajiKita Posts: 9,064 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Good luck for interview, sending positive vibes
    love🐞
    Thank you 😊
    How are you feeling?

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Feeling more positive.
    love 🐞

    Grow your own: £14.66
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck for the interview this morning didn't realise you had another one. Well done x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • dawnybabes
    dawnybabes Posts: 3,594 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Hope it goes well today
  • skint_spice
    skint_spice Posts: 13,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck today🙏
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,821

    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Watty1
    Watty1 Posts: 7,652 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck for the interview today and fingers crossed for a second one too from the other place.

    Just caught up and loved cat pics 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • I have had a Monzo acct for years (as I travel a lot) and never had any issues with it

    I am feeling good vibes from you being brilliant at the job interview!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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