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Mortgage free in Forever Home :-)
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I had to wash a bedcover today due to muddy pawprints... but I know whose they were as they jumped on me to demand breakfast (they go out for an hour before breakfast).2
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LadyWithAPlan said:KajiKita said:I have discovered mud all over my bedsheet and pillowcase … Too much! 🙄 I have admitted defeat and changed my bed!! 😂😂😂
KK
Then I saw your 'forensic' report.. did you hold their paws to the print ? Or measure them?!
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
KajiKita said:PS - I am 100% certain that the culprit is George - they are big pawprints … Chloe’s are more delicate …
Who knew I would end up doing forensic analysis of muddy pawprints! 😂😂
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
KajiKita said:I have discovered mud all over my bedsheet and pillowcase … Too much! 🙄 I have admitted defeat and changed my bed!! 😂😂😂
KK
It can't possibly have been G or C. I blame Mr KK - you don't appear to have him on your list of suspects.
5 -
Well done on getting to the next stage. I'm sure the right one will reveal itself.
Commiserations on the bedding. I keep the cat out of upstairs bedrooms as I'd come out in allergies otherwise. Cats also have an annoying habit of jumping out at you in the middle of the night so I always trap mine in the back L shape!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Brewerspride said:KajiKita said:I have discovered mud all over my bedsheet and pillowcase … Too much! 🙄 I have admitted defeat and changed my bed!! 😂😂😂
KK
It can't possibly have been G or C. I blame Mr KK - you don't appear to have him on your list of suspects.savingholmes said:Well done on getting to the next stage. I'm sure the right one will reveal itself.
Commiserations on the bedding. I keep the cat out of upstairs bedrooms as I'd come out in allergies otherwise. Cats also have an annoying habit of jumping out at you in the middle of the night so I always trap mine in the back L shape!He’s smeared mud all over the foot end of the sheet again this morning - argh! 🙄😂 He barges in as he thinks that will make me quicker to ‘put my fur on’ (very funny habits us Hoomans have, you know!) do I can get downstairs and put food in his bowl! Busyish morning here. Washed all the bedding (left todays mud ‘painting’ to dry as I can’t justify washing just one sheet!) and lobbed it in the tumble - grey, damp and windless here …
Done the behavioural questionnaire thing. I do hate those - which are you most and least like … Well, none or all of the above! 🙄😂
Emptied the cupboard next to the fridge … we are drowning in various light bulbs. I have a whole box of them, of various different types.I have a question for the hive mind here - how and where do you store these things so they are manageable?
Emptied both kitchen bins and the one in the potting shed - the latter I have put in the pile for the weekend’s tip run.Trialled my new reading glasses on reading the free Gr@pe tree magazine and just for fun, entered one of their competitions 😊 I need to drop that in the post box later.Breakfast next - if Chloe deigns to allow me to take my lap away …. 😊❤️
Jon seekers review at the library. I sent the summary over last night and the job coach seems okay with it. I will pick up some new library books at the same time 😊 I am determined to find cheerful nice ones!I am feeling quite a bit of gratitude this morning - a colleague from 4 jobs ago has been put at risk of redundancy and has barely any savings. He’s panicking a bit, so I told him about CVL tactics and was encouraging about the demand for quality specialists, after I saw his green circle on LI last night. I’m thanking MSE, having had a well paid (if impossible) job and a bit of luck for my savings today …My very serious gardening friend has fractured a vertebrae between her shoulder blades lifting a big chest with her husband so is currently bed ridden. This worries me a bit as she has always had a risk for osteoporosis but this seems quite significant ….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Is there an option to not store them at all and just buy when you need them?3
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Firstly check that they do all actually fit light fittings you have! We don't have loads of spares but they're kept in a nice fortnums paper bag for easy lifting off of the cupboard shelf and the bag makes the cupboard look a bit classier3
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As PiP says, check that they are all useful (I got rid of loads on freecycle/freegle as my dad seemed to have stockpiled them). Then find a small cardboard box (shoebox size) that you can put on the shelf and label the front of with the types of bulbs it has in it. Find more boxes until you run out of bulbs to put in them.
Cats are why I used a bedcover. But they're now going out of the catflap at 7 (sometimes they come for a cuddle first... or to shout at me about it not being open) and come back at 8am for breakfast. I'm not always up then, but will be from now on as today is puppy day...5 -
When we cleared out the inlaws flat we found boxes of bulbs none of which seemed to fit anything. It seems that FiL had signed up for some "bulb of the month" club or similar - likely talked in to it when he was somewhat deaf and mostly blind by some sales phone call. We got rid of a lot of them at one point but I know we still have a number of bulbs that are of no use to us because we've bought the wrong ones and someone (not me) is reluctant to try to return them. It's on my to do list to check all of them and freegle ones I am unsure of and check before buying anymore that I'm getting suitable ones. Then again such good intentions....
As for muddy cats - could you politely ask them to wipe their paws when they enter the house??I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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