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Mortgage free in Forever Home :-)
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The skimmer has FINALLY finished. 2 hours of cleaning up and washing down after him and we are still not finished … 🙄 His BACs details for payment etc came through almost as soon as he drove off! I am sooooo glad that is finally done! We will never, ever use him again!
- I have already hit 11.6K steps today 😊
- Runner bean poles all cleared away and stored in the dry, on the steps leading to the undercroft.
- Autumn planted pots cleared and replanted with bulbs. I have two more special pots that need bulbs …. I am thinking more tulips 🤩❤️
- Big special pot emptied with the help of Mr KK and then part refilled with spent compost, topped up with fresh and planted up with bulbs and violas 😊
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Great news that job is finally finished.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
You must be so relieved that job is done.
Reading here I so want to plant up some pots. WattyDog and his big red ball may be a disaster though. I'm trying to think of a solution to that. Perhaps I will just get bulbs for my metal bucketMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Watty, I have upside down metal hanging baskets pegged in with cheap tent pegs over my cat mint tubs. The cat mint grows through the gaps. Should work for you too?My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
Thank goodness that skimmer is done KK, sounds like he may be closely related to the workplace delinquent pampered prince
@Watty1 I've previously taken an abandoned car tyre off the street, filled it with compost on stones and planted in it, worked lovely and might be more dog and ball-proof if you feel you can incorporate a bit of 'rustic urban' style in your space
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Our holiday is not getting off to a great start.We managed to box George reasonably easily but Chloe turned feral:So we have had to duck using the Cattery and ask a neighbour to feed them. Mr KK is not happy about it but I really don’t think we have a choice … 🤷♀️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Oh no. That looks nasty. As you say best option is for someone to feed them. Hope your day gets better.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Ouch! She’s fiestyMortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
When mine were small I used their crates/carriers as beds for them. They’re too heavy for the crates now, and have wooden boxes in the utility room, but I kept the folding carriers out for a while as beds, and gave them treats in them regularly. Even though they are mostly packed away now they will get into them for their treats which helps. Mind you, if I’m trapping both, I do need to make sure I’ve got them both locked in the utility room and get the more skittish one in before the greedy one… it’s taken a while but I no longer get those kinds of injuries (except with flea treatment, so we go to the vet for that).2
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