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Mortgage free in Forever Home :-)
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Sorry, posted too early! I have been known to say to myself ‘One more day, anyone can put up with anything for one day’ on repeat until the end of said day.
Hope you have something nurturing and lovely to do this weekend.5 -
If it was me (& good thing it isn't) I would just nod when Idiot asks for the presentation and agree to do it. And say it will be done Tuesday morning. And just glide away.......I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇5 -
Blimey. I dident realise your management team diden’t know.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I didn't realise the management team didn't know. Eventually this will just be a distant memory and you will be glad it happened because of the doors it opened up. You will. I know. the darkest hour and all that xMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Awww, I am so very pleased you got to see how your way of conducting yourself both personally and professionally is seen and appreciated by so many disparate people.
And while it was an absolute cheek for your boss to sit in on your breaking the news goodbye to your team, I am also very glad you got to see him looking sick and your team got to see you going to your 'I'm a pleasant, professional person' zone out place in response to his presence.
I try not to wish unpleasantness on anyone but I'm making an exception in his case. May he come to understand what a pure d*ckhead he is, and change his ways. And may he especially rue the day he made the lovely, clever, hard working, thoroughly capable KajiKita feel bad or stressed or insecure.
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The forecast tomorrow is dry all day - HUZZAH! 🥳🎉 I nearly couldn’t get to work on Thursday due to floods on main roads … 😳 But the sun is meant to come out for a bit today 😊🌞 I have a couple of plans:- change of seasons in the greenhouse - what’s in there won’t do much more now that the light is dropping so much now, so I will strip out what’s in there, harvesting as I go (there are some good peppers and few tomatoes) and replace with some widely spaced red lettuce to overwinter. The plants I put in last winter did amazingly this spring 😊 The parsley that I grew from seed this spring is growing strongly and is nice from the greenhouse in the winter, as it grows big and gets some protection from soil splash etc.- Some months ago one of the neighbours’ dogs broke through their hedge/fence and trashed our big pond. Fortunately he didn’t damage the liner (Mr KK would have been incandescent!) but he wrecked the water lillies that were just starting to flower … 😢 Neighbour apologised profusely and gave me a £25 garden voucher, which I will spend today on spring bulbs for the patio pots and top with some violas 😊Sunday will be wet, but that will give me some downtime I will use to do some reading / knitting / cross stitch 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Yet you battled on through dangerous conditions to get there anyway....??? I know your head is all over the place at the moment, but please try to put yourself first sometimes xKajiKita said:I nearly couldn’t get to work on Thursday due to floods on main roads … 😳Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
That's a good idea. I have a local farm that apparently sells bulbs by weight. I really enjoy the spring pots so I could make myself go and look.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
Tempted by bulbs and pots myself - but looking out this morning my pots are all still full of sweetpeas and cosmos that aren't quite ready to be ripped out.2
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Doesn’t stop you getting them now. They can sit in a cool, dry place until the pots are available 😊greenbee said:Tempted by bulbs and pots myself - but looking out this morning my pots are all still full of sweetpeas and cosmos that aren't quite ready to be ripped out.
Looking forward to hearing what you choose 😊redofromstart said:That's a good idea. I have a local farm that apparently sells bulbs by weight. I really enjoy the spring pots so I could make myself go and look.
I’ll be honest, i did debate with myself whether to bother … But the agreement hadn’t been signed by then ….South_coast said:
Yet you battled on through dangerous conditions to get there anyway....??? I know your head is all over the place at the moment, but please try to put yourself first sometimes xKajiKita said:I nearly couldn’t get to work on Thursday due to floods on main roads … 😳
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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