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Mortgage free in Forever Home :-)
Comments
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Plans for today thrown in the air due to the wet weather! Little Cats are causing chaos due to being confined to barracks - they have been told off twice already. Fortunately they have both calmed down now and are having a licky-clean ….
I foresee lots of tidying, cleaning, sorting etc today … Not a bad thing. It’s all quality of life stuff for me and will be nice for Mr KK to come home to 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Got paid on Friday so have done all my budget resets, money shuffles etc.
Have had to increase cat food budget to £200 - if that doesn’t create a buffer they will be leaving!! 😉
EF still only at 4.8 months (I am targeting 6) but at least the £800 new mattress effect has been cancelled out by my usual monthly savings and what I had left over at the end of the month.Moved an additional £500 to savings and sent £200 to OP (really wanted to send more to OP but was firmly sensible! 😉) plus a 14p TT 😊🥳
Updated my signature as I wasn’t able to a few weeks ago.Time for breakfast 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
You know how people know the state of weather by looking at seaweed …. Well, it appears that Little Cats offer the same service. Three times so far today, the cat flap has ERUPTED with a Chloe hurtling through, followed a short time later by Georgeous. Each time they look perturbed and affronted. Each time, I look up and out of the French doors and it is tanking it down with rain …. ☔️😉😂
- Coffee table in the lounge cleared and cleaned. This led to various things being properly homed again - what is it about wooden clothes pegs that mean they wander about all over the ground floor of this house …. 🤔- The omni folder of recipes has been reviewed. Veggie options worth keeping have been shuffled off to my folder, Mr KK’s favourites are in a new folder (the old one had got all distorted) and I have a pile of recipes, that *might* be of interest to him (after excluding any that put meat and pulses together) for him to review when he gets home.- Cleaned the shelf behind the kitchen sink including the shallow glass bowl that holds the scrubby, the nail brush, the cloth etc.
- Cleaned the bottom shelf of fridge and all areas below it. Filtered the remains of what Mr KK had left in there for lunches (the green ham had left the building!! 😳).- Done some knitting and some cross stitch 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
The cats may be the ones spreading the clothes pegs... at least, they do here. I'm getting similar complaints about the rain. How is it that sometimes they can sneak in through the cat flap without you knowing, and at other times they are like door-slamming teenagers? As for their opinion of the wind getting up suddenly at 5am on Thursday and Friday...3
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greenbee said:The cats may be the ones spreading the clothes pegs... at least, they do here. I'm getting similar complaints about the rain. How is it that sometimes they can sneak in through the cat flap without you knowing, and at other times they are like door-slamming teenagers? As for their opinion of the wind getting up suddenly at 5am on Thursday and Friday...😉❤️ Cats eh, Universal …. 😊
And actually, I think it’s Mr KK who needs to take the credit for the clothes pegs. There are critical times during making Airfax kits when rubber bands and pegs are needed to hold things together as the glue dries … Well, fine, no problem, borrow the pegs, but for the love of sanity PUT THEM BACK!! 😂😂😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
And for drying lino- prints! little string washing lines appear on the radiators complete with pegs. Ah, boys and their toys!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
Yes apparently the driving rain drove a cat right into our place too. OH saw it shooting off down the hall once it discovered the house was already infested with people.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅3 -
Brie said:Yes apparently the driving rain drove a cat right into our place too. OH saw it shooting off down the hall once it discovered the house was already infested with people.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Could you get Mr KK some pegs specifically for model making?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
greenbee said:
How is it that sometimes they can sneak in through the cat flap without you knowing, and at other times they are like door-slamming teenagers?"Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga3
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