Mortgage free in Forever Home :-)

KajiKita

PennysIntoPounds said:

We spend a third of our lives in bed, if its not putting you in debt then it's absolutely the right decision to invest in it, you're doing your current and future self a big favour in so many ways

Great financings with the energy and mortgage, that increase is rather ouch but as you say at least you know where you stand and can plan around it

Yes, couldn’t stick the discomfort any more. I was trying to wait until I had saved a specific bucket for the new mattress but I was just too uncomfortable. I have shuffled funds out of the paving budget and will top that up again before next spring when works starts on that …

Mortgage not yet decided. We have one fixed deal but waiting to see what our current provider offers (they have done BTL but not residential rates yet) and what other deals might come up in September… 🤞

Cheery_Daff said:

Were you with the cephalopods before? Remember with the app you get a free drink at either gr3ggs or n3ro every week. Not enough to make up the difference every month but some of the drinks are upwards of £4 so it can make up for some of it. They do 2 for £10 cinema tickets too. 

Neither of us are regular users of Gr3ggs or N3ro, but I will keep that in mind for long motorway journeys 😊 I might have a look at the cinema option, thank you 😊

KK

beanielou

The codes won’t work at motorway services sadly. 

Cheery_Daff

I wasn't a regular user of n3ro til they offered me a free cuppa every week 😂 Fortunately our local one has a pleasant window seat in which I'll happily while away an hour on a Friday 😊  I've never used the cinema tickets, we're too far away!

savingholmes

Hi KK

I'd keep a note of all the extra hours you've been working and ask what the arrangements are for toil or overtime. Sometimes it is the only way to get through to such people.

I prefer the pattern of the second but would want a v-neck. I doubt I could weather that amount of texture though so although I like the look of such things I couldn't actually wear them.  

I hope you are doing it in a gorgeous colour again. 

I love your flowers picture. I finally have some sweet peas. 

KajiKita

Thanks @savingholmes, the yarn is in the images. It is knitting up very nicely actually  
I'm glad you liked the flowers - that genuinely felt quite creative 
Yaaay for having sweet peas!  

KK

Watty1

The flowers are gorgeous.   Will be thinking of you tomorrow.

beanielou

Positive energy & vibes for tomorrow.

PennysIntoPounds

Hope it all goes satisfactorily tomorrow. Don't forget that HR said they'd talk to him on Fri so don't get a speech prepared in your head then be blindsided! 
We are all here, behind you, with our arms folded and our extremely unimpressed faces on at him.

KajiKita

Thanks @Watty1, @beanielou and @PennysIntoPounds. Here goes ….

KK

skint_spice

Good luck kk!