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Mortgage free in Forever Home :-)

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Comments

  • Maybe you could bond over whether he could get you the same mattress you've ordered for half the price, only one small stain, no questions asked 😂

    Seriously though it must be useful that he's freely admitted to criminal activity, surely your higher ups need to take into consideration the reputation of the company, whether he's lied about any convictions, and the culture he's introducing into the workplace...


  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow just wow. At the 800 emails and the idiotic colleague.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • redofromstart
    redofromstart Posts: 5,872 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Huge sympathy from me KK, hope it either calms down or you find something suitable. 
  • beanielou
    beanielou Posts: 95,832 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Whit.  That's unbelievable.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,946 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Huge sympathy from me KK, hope it either calms down or you find something suitable. 
    Something has broken between me and my boss today. I have been badly treated by one employer too many in my life, and I’m not going to let it happen again. 

    beanielou said:
    Whit.  That's unbelievable.
    Sadly, it’s not … 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s awful! I hope you find something where your skills are better appreciated.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,761 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    KajiKita said:
    Done all my financial updates and paid the mattress straight off my credit card, so that’s all tidy. 
    Seriously considering getting YNAB ….

    KK
    SO SORRY re the work situation  - you will rise free and clearer I am quite sure.

    I love YNAB more than I ever thought possible  despite my years of paper/ssheet budgeting .. The clarity, the reports, the peace, the ease -  the  joyous next level obsession - you can stare at it during the day. Plus ynab is great for processing changes - I dont think i would have navigated these recent months of lower paid invoices without ynabing since Dec

    If you use a referral code (can DM you mine if you wish) you can get a 34 day trial (which everyone does) and if you then subscribe you get a month extra free as do I . I would also advise tou set it up using the Nick True set up guide - can send you that as well - I literally just paused him whilst i did the next step

    Well done on the catio sale - has Mr KK thought about a Catio building side hustle? I feel a pet carpentry business coming on ;)


    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • South_coast
    South_coast Posts: 5,918 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck with finding a new role. I'm sorry it had to descend to these depths before you decided to take the plunge, but YOU ARE DEFINITELY DOING THE RIGHT THING. Forget about the money (aside from making sure you achieve the bare minimum needed, obvs), your mental health is worth more than what they have put you through
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • f0xh0les
    f0xh0les Posts: 7,630 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    You would be a fool to stay where you are undervalued, and you are not a fool.  How flippin' dare they???
    Was it Colonel Colon? I would stop giving him stress/relaxation techniques  and start scheduling all my emails to go at  5pm, but then  I do not take criticism well, and am petty, and mostly unemployed...... but very funny and 99% stress free!  :D:D    Swings and roundabouts.
    Can you ask for the changes to your normal working practises to be given in writing? If you are working in alignment with production, then there is method to your schedule. 
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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