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Mortgage free in Forever Home :-)
Comments
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Can I offer you a glass of lemonade?
Someone else is going to have to deal with your PITA report.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅2 -
What a dreadful way to treat you by your manager, does he want expect you to be motivated / want to stay and improve? Glad you know your value and are considering your options.
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Um so apparently my comment has disappeared presumably reported and all I said was I was sending you huge hugs for such unpleasantness and that this is actually positive if it's the final straw after all the nonsense you've had to put up with from a bunch of third rate prima donnas who are an amateur pantomime version of The Office
Whoever reported that would need smelling salts after one glimpse of my diary
(Apologies for offending you whoever reported it)
Only repeating in case you didn't see it at the time and didn't receive my huge hugs and affirmation and general vibes of you being brilliant, that you so thoroughly deserve x5 -
Sending virtual hugs
love 🐞
Grow your own: £14.662 -
@PennysIntoPounds it was there! I saw it - there was some kind of problem for a couple of hours with the thanks and report buttons being all over the place and overlapping, so it is possible it was clicked in error.There was nothing in there that the RickHeads could possibly object to. Unless it was the AmDram reference in which case they will no doubt still be reclining on a chaise longue, in a darkened room, with loosened stays huffing those smelling salts.Hope today is a better day @KajiKita it is also nearly the weekend.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
KK I am so sorry to hear your news, I really hope you find something much better for your soul and well being and pocket...Good luck KK.1
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Sorry to hear your news. You sound really committed to me. He however Colon....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks all. The week didn’t end well with the suicide of a colleague in another department on Wednesday which came out to us all on Friday. One of my reports was a good friend of hers. Unfortunately I didn’t get to hear until AFTER he asked to go home as he couldn’t concentrate any more … Fortunately I know him well enough that I ‘read him right’ (he’s normally like a stand of solid rock, both mentally and physically, always stands when talking to me etc. - this time he sat on the desk behind me, looked soft in his body, almost seemed upset etc - I thought he was overworked as he had being sending a lot of late emails this week) and reacted sensibly (go home now, no you will not make up the time this evening - you are done for today and this week, we have time now, a week or two, to complete the analysis requested. Just rest.) but jeez …. 🤷♀️
Fortunately Colonel Colon was on leave for the past two days so i was able to leave at 4pm yesterday. That helped.
Arranged occ health call for flaky report for after his holiday next week.
Got through a lot of work, as the meetings colonel colon said he needed me to stay late for, never appeared … 🤷♀️
Enough.
Real life 😊Doing the big hosting here today for Mr KK’s nephew’s 30th birthday. Not sure how this will pan out but it might be fun …? 🤷♀️😊 I have bought two cakes - one for nephew with candles as a 3 digit and 0 digit but also a cake for MiL with a ‘Happy Birthday’ candle, as she didn’t really get a birthday at all this year due to it landing in the midst of FiL dying ….Sunday will be about recovery! 😂 Hoping to also catch up with parish council colleague as she says she has lots to tell me … #Intrigue! 😉
Also, am veeeeeerrrrrry close to finishing my mum’s lap blanket - I hope to inflict a photo on you later 😊
KK
As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Just checked the PBs.£100! 🎉🥳🤩😊❤️
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
So sorry about work colleague. That's awful, and shocking.Yay to PBs (is £100 now called 'a catio'?) and finishing a w-i-p.It is still m-i-l's birthday summer, so it counts! Why are we hung up on one day? I am having a 50th birthday year!Hope the weekend is lots of fun, if nothing else, you are helping to make memories for the younger ones.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4
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