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Mortgage free in Forever Home :-)

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Comments

  • redofromstart
    redofromstart Posts: 6,214 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 4 August 2024 at 3:26PM
    That's lovely. And you finish things! (I am so not a completer-finisher)
    My mortgage free diary: +++ Divide by Cucumber Error.  Please reinstall universe and reboot+++

    GNU Mr Redo

  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Stunning colour 
    love🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • skint_spice
    skint_spice Posts: 13,737 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the blanket.
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,791

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May 
    Boiler fund £2085/3000

  • Brewerspride
    Brewerspride Posts: 240 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Are there 2 fluffs under there???? Love the colour.

  • beanielou
    beanielou Posts: 99,528 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s stunning. Gives you my address. Thank you. 🤩💜
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • KajiKita
    KajiKita Posts: 10,062 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Thanks @FourSeasons, @skint_spice, @ladybird1106, @Brewerspride 😊

    redofromstart said:
    That's lovely. And you finish things! (I am so not a completer-finisher)
    Draws a discreet veil over all the not completed projects all over the house …. 😉

    beanielou said:
    That’s stunning. Gives you my address. Thank you. 🤩💜
    I still have a couple of balls to make a scarf from … 🤔😊

    KK


    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CCW007
    CCW007 Posts: 1,141 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Ooh I love it!
  • maggiem
    maggiem Posts: 2,058 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Looks fabulous. Lucky Mum x
  • KajiKita
    KajiKita Posts: 10,062 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 6 August 2024 at 6:02PM
    Finished thanks @CCW007, @maggiem 😊

    Finished ‘early’ today as had a physio appointment this afternoon about my shoulder. Yes, it’s rotator cuff, it will take 8 to 12 weeks to recover with minimal use … 🙄🤷‍♀️ I have exercises to do - I have started those already. There is one that will be my barometer as I am supposed to do 20 repeats but I am struggling to do 2 ….

    Financial updates done after not getting time to do them at the weekend. Very little happening, credit card spend looks quite low for this month. Hoping that by payday I will be able to make a reasonable OP and deposit into savings … 🤞😊

    I have mint rooting in a glass in the kitchen that I will pot up tonight 😊 🌿 I have also started off another avocado pit over water 😊 🥑 

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Humdinger1
    Humdinger1 Posts: 2,901 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    KK you're on it like a car bonnet...it sounds to me like HR is on your side here.  Is it worth raising it formally? You are so much better than this.  Love Humdinger xx 
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