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Mortgage free in Forever Home :-)
Comments
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I always grow baby varieties here. Mr KK is not a big salad eater and it’s easier to give whole ones away - MiL likes home grown ones as they don’t give her indigestion. 😊ladybird1106 said:We are really looking forward to homegrown cucumbers, they are really small at the moment.
Love 🐞
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Enjoy your lazy Sunday. Your idea of lazy is nothing like mine!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
I suspect it is closer today … 😉beanielou said:Enjoy your lazy Sunday. Your idea of lazy is nothing like mine!
One load of washing on the line and the next one in the machine. I am taking advantage of the warm weather to wash my oven gloves and apron, mixing them in with towels to balance up to two loads. Small but significant quality of life thing. 😊Tidied and potted up a sad nepeta and some zinnias that have waaaay outgrown their tray into a big pot for the patio. Small but significant stain cleaned from my conscience. 😉
Done some dead heading but the sun is getting too strong / it’s getting too hot, so I have retreated to indoors. Outside is now warmer air than inside so have shut my bedroom windows, drawn the curtains and shut the door!Ploughman’s for lunch 😊 Mr KK will be cooking dinner 😊
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Those pastries sounded delicious even if they didn’t look it😂Mortgage OP 2026 £960/2000Mortgage balance: £31,460
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £02 -
Read a novel - fantasy, magic, fighting, honour, love …. Everything. Happy sigh 😊
Finished the deadheading and vanquished the brambles that are slinging themselves across the garden!Had a snooze in the recliner in the garden in the shade - such a blue sky, just lovely 🥰
Didn’t cook dinner - too hot. We both had picky bits. 😉
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Love a picky tea
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Ditto
love 🐞Declutter 1352/ 2026
£145.56 saved by growing and eating my own 2026
books read 8in 2026
£320 🥳 funpot
🐞change pot £79.633 -
Enjoying how the ‘picky tea’ is such an illicit pleasure for others too 😊🤩😉
£2.30 arrived in my account from TCB so that got swept off to an OP along with a 12p TT from the joint account.Lazy, manipulative, arrogant report reappeared today like nothing had happened. Did two RTWs with them. Had a long chat with HR about them and what the next steps could / should be …. HR will consult the solicitor and come back to me.Gave my boss the weekly status update in my 1:1 this morning that he demanded in the hideous PDA two weeks back. He started muttering that he couldn’t see the other tasks that needed doing - well that’s because they were already done, months ago. I thought this was just a status update…. 🙄
Helped my boss (German) and one of my reports (Indian) understand each other. They were both speaking English but literally, entirely missing what the other meant … 😂
Numerous other stuff <flaps hand vaguely>.
Booked two days leave next week so get 5 days off over the BH weekend whilst Mr KK is away. ❤️
Mr KK had a text today to confirm that my new mattress *is* coming this Friday! 👏🥳🎉
Cooked quarter pounders for tea tonight (mozzarella veggie burgers for me, @PennysIntoPounds 😊) with onions straight from the garden, cheese slices, burger relish and sliced gherkins only for me 😊 We ate them on the deck outside the living room - a really lovely way to spend an evening ❤️ Mr KK couldn’t finish all of his, so Little Cats got mushed up burger in their ‘special food’ bowl 😊❤️
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Your boss is a twit.End.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
I love you 😂🤩❤️beanielou said:Your boss is a twit.End.
End xAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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