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Mortgage free in Forever Home :-)

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've only ever had one bit of time properly without Mr Cheery since we met - he went away for a fortnight without me in 2018. Aside from that, he's never been away for more than a night without me, and then not very often, and I don't think I've had more than 2 or 3 nights at a time away, and then only for work. That fortnight was an odd one! We'd only been in this new house for about 6 months, so I wasn't really used to being by myself in the middle of nowhere. I ended up inviting people to stay at the weekends, and was working in the week anyway. These days I crave more time on my own - I try to manage an evening a week when he's out, but even that doesn't always happen! We do do a lot of stuff separately though, and have plenty of space here, so even though we're both here today, I've actually only seen him once for about 5 minutes in the last 6 hours 😂
  • KajiKita
    KajiKita Posts: 7,890 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Bathroom is clean, all general house waste bins emptied.
    Chloe caught and killed a bird … 😢

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • redofromstart
    redofromstart Posts: 5,870 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I bet she is so pleased and proud of herself too. 

    I need to add some more climbing beans to replace the ones the slugs got.

  • Viking_mfw
    Viking_mfw Posts: 728 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Untwazzled is the best word ever. 
  • KajiKita
    KajiKita Posts: 7,890 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I bet she is so pleased and proud of herself too. 

    I need to add some more climbing beans to replace the ones the slugs got.

    I suppose technically I should be celebrating her ‘first kill’ but because it was a bird I can’t bring myself to ….

    Sharing bean vibes with @redofromstart 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,890 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Untwazzled is the best word ever. 
    Glad you like it 😊😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Naughty Chloe 😿😿
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • redofromstart
    redofromstart Posts: 5,870 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    My worst cat moment was when the old boys brought the then a baby, maybe three months old,  little cat a slightly stunned squirrel into the house for her to practice on. It was bigger than her.  She screamed, I screamed, it screamed, they chased it out doing 'bunch of useless losers', etc. 

    so many veg things potted on and planted out this weekend and a rather splendid vest top tan. 


  • KajiKita
    KajiKita Posts: 7,890 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    My worst cat moment was when the old boys brought the then a baby, maybe three months old,  little cat a slightly stunned squirrel into the house for her to practice on. It was bigger than her.  She screamed, I screamed, it screamed, they chased it out doing 'bunch of useless losers', etc. 

    so many veg things potted on and planted out this weekend and a rather splendid vest top tan. 


    Wow … 😳 No thanks! 😂😂

    I’ve done quite a lot this weekend too. Still so much to do …. Forehead is radioactively glowing! Oops …

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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