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Mortgage free in Forever Home :-)
Comments
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Sending hugs and cheer. Sounds like you need a shaft of sunlight and a sparkly rainbow.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20281 -
Awwww … that is lovely, thank you 🤩❤️savingholmes said:Sending hugs and cheer. Sounds like you need a shaft of sunlight and a sparkly rainbow.
Mr KK was at his parents when I got in from work this evening, so I used the time whilst I was hardboiling eggs for our lunches to have a stump around the garden and take some pictures of the bits that are giving me joy. There are too many to share here, but do you remember my Border of Doom that became the Sit Spot Border?Here’s how it looked this evening 😊:
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
That looks really pretty. Thanks for sharing.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20281 -
Thank you ☺️ I could drown you in pictures! But I shall restrain myself! 😂savingholmes said:That looks really pretty. Thanks for sharing.
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
That looks spot on, I love primroses. I always like other peoples garden photos.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
I find primroses interesting. They fade out and shrink down in the summer to next to nothing so are unobtrusive and inoffensive. Then come the next spring they reappear like phoenixes … They are so robust, they tolerate the sloppiest of transplanting and just flower away. I think this garden will become the primrose garden, as they and I scatter them everywhere 😊redofromstart said:That looks spot on, I love primroses. I always like other peoples garden photos.
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have planted quite a few primroses here too - I love that they grow their babies like little add ons and then you can easily divide the clumps or just enjoy a wealth of colour over time.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20280 -
They are like little sparkles of magic for me 🤩🌱✨savingholmes said:I have planted quite a few primroses here too - I love that they grow their babies like little add ons and then you can easily divide the clumps or just enjoy a wealth of colour over time.
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Lovely photo kk, it must give you cheer each time you pass.Mortgage OP 2026 £1860/2000Mortgage balance: £29,986
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £120, Jul £0, Aug
Summer challenge £120/3002 -
As at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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