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Mortgage free in Forever Home :-)

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,232 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, that is indeed exciting 😊😊 photos please when you do acquire a new resident 😊😊

    You've reminded me I have both an electronic πŸ’š to shop voucher, and a part used book token! Gosh, I wonder how long I would have forgotten those for?! I'll add them to the list and deal with them this weekend.
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That sounds like a really positive day.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
    2) Β£1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC Β£25.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 31.1/Β£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target Β£16.5/30K 55.1%
    5) SIPP Β£4.8K updated 29/7/25
  • Watty1
    Watty1 Posts: 6,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm sorry to read that your boss made you feel -and have your work and pay- undervalued. Please wake up every morning and know that loads of random people all over the country think you're lovely and brilliant and are grateful for you πŸ’

    A very good point.Β  Β You have helped me so much, @p@PennysIntoPounds is so right.Β  Β  We may have never met in real life but you are absolutely awesome
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm sorry the boss was a Plank. I'd appeal in writing as a grievance and say why you believe you deserve more.

    Hope the rest of your weekend is better.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
    2) Β£1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC Β£25.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 31.1/Β£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target Β£16.5/30K 55.1%
    5) SIPP Β£4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Will be thinking of you tomorrowΒ  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All the best for tomorrow.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
    2) Β£1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC Β£25.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 31.1/Β£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target Β£16.5/30K 55.1%
    5) SIPP Β£4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Are the cats cute ?Β 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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