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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 10,549 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    redofromstart said:
    It's a well known fact that a shiny clean motorcycle looks like it has been cared for its MOT and has a better chance of passing.Β 
    That’s *EXACTLY* the reason (excuse! πŸ™„πŸ˜‚πŸ˜‚) he gave me! πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜Š I asked if the bike was his new girlfriend! πŸ˜‚πŸ˜‚

    Good luck with the tyres hunt …. Β They aren’t cheap either.Β 

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August.Β 
    Produce tracker: Β£200 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,084 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Good work on the brisk walk and avoiding the afternoon sag snackΒ 

    Hooray for senior colleague who has your back. Maybe you could lose a couple of pounds by installing a punch bag with 'Boss's Nonsense' written on it 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • KajiKita
    KajiKita Posts: 10,549 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    PennysIntoPounds said:
     Maybe you could lose a couple of pounds by installing a punch bag with 'Boss's Nonsense' written on it 😁
    πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚ Brilliant! 🀩
    But …. is there not a risk that my team might want to start using it too …. ?? πŸ€”πŸ˜‚πŸ˜‰

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August.Β 
    Produce tracker: Β£200 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • KajiKita
    KajiKita Posts: 10,549 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Had feedback from cousin about readings for funeral on Monday … vicar is insisting it is scripture and sent a list. I read some of the first ones from the list today - Romans 8 - nuh uh - there’d be people slitting their wrists in the aisles!! Good grief - sooooo violently bleak!! Not up for that.Β 

    So the search begins for something scriptural but gentle and / or uplifting.Β 

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August.Β 
    Produce tracker: Β£200 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • beanielou
    beanielou Posts: 100,730 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s a bit sharp.Β 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • KajiKita
    KajiKita Posts: 10,549 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 18 March 2024 at 9:44PM
    beanielou said:
    That’s a bit sharp.Β 
    Sorry Beanie, you’ve lost me. My judgement on Romans 8?
    Apologies, I mean no offence but reading about people enduring yet more suffering to support Christ’s mission doesn’t sit well with me and isn’t what I want to express at a funeral when people are already fragile and sad.Β 

    KKΒ 
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August.Β 
    Produce tracker: Β£200 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • Cheery_Daff
    Cheery_Daff Posts: 18,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Does the Vicar actually get to insist on anything?? Surely the family decides? Good luck finding something xx
  • Cheery_Daff
    Cheery_Daff Posts: 18,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And I've just had a quick skim of Romans 8 😱 There would be a very sharp intake of breath from me if that ever appeared at a funeral. Doesn't feel very appropriate at all! 
  • KajiKita
    KajiKita Posts: 10,549 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I do quite the look of Psalm 46 ….
    I will keep looking.Β 

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August.Β 
    Produce tracker: Β£200 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • beanielou
    beanielou Posts: 100,730 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My apologies. I am tired & replied quickly. I meant the vicar. I had no idea that they could insist on things to that extent.Β 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
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