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Mortgage free in Forever Home :-)
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The cost may be eye watering but he will at least be dressed for the 'slide not the ride' like any biker with senseMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
redofromstart said:The cost may be eye watering but he will at least be dressed for the 'slide not the ride' like any biker with sense
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
We went on a big road trip last year, ferry and overnights etc. I hadnt been on as pillion for more than the odd hour every year since I was pregnant (eldest is 21 this year) which shows you how old my kit is. My lovely expensive but very old gloves etc just looked tired and felt clunky, even thought they still fit, and I bought replacements of gloves, trousers, jacket, (bluetooth!) lid etc rather than risk anything. I might even exit the old stuff when I stop being nostalgic. Some of the newer kit is just spot on, much less clunky than it used to be. I have my eye on some kevlar leggings and a rather lovely leather jacket once I drop a dress size - my bribe to me.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
redofromstart said:We went on a big road trip last year, ferry and overnights etc. I hadnt been on as pillion for more than the odd hour every year since I was pregnant (eldest is 21 this year) which shows you how old my kit is. My lovely expensive but very old gloves etc just looked tired and felt clunky, even thought they still fit, and I bought replacements of gloves, trousers, jacket, (bluetooth!) lid etc rather than risk anything. I might even exit the old stuff when I stop being nostalgic. Some of the newer kit is just spot on, much less clunky than it used to be. I have my eye on some kevlar leggings and a rather lovely leather jacket once I drop a dress size - my bribe to me.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Well, the barn dance in the evening, wasn’t country and western as we’d thought but more like English folk dancing. The hall had been decorated nicely, the atmosphere was good, the cakes were phenomenal 🤩 and we laughed, a lot! 😊 Did us good I think. I had a friend come along as well, so she and Mr KK finally got to meet each other.
I am feeling fat and need to do something about it. I put a new battery in our bathroom scales yesterday and immediately gained 3lbs! 😳😂😢 Also, Mr KK has put some video up of me dancing last night and I am looking fat. I really need to do something about this before it gets any worse. Close observation of eating habits as a start on this, this week. I need to start getting more exercise in as well - my resting heart rate is no lower than 79 and I am getting breathless moving around. Not good.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Glad you had a fun night out.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Glad the barn dance was fun. Interesting about the technical changes in gear, my first riding hats where essentially cardboard held on with a bit of knicker elastic
Today's is "this" and "that" and "safety harness" and "crash tested" and one isn't allowed to compete without certain safety standards on hat.
How times changeMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I'd always pictured you as being quite fit - all the tip runs and gardening certainly sound very energetic!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
I can’t imagine you being fat either.I think of you as thin, fit & beautiful.That’s my mental image of you 💜I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
@South_coast, thank you 😊 I’m physically quite strong - always surprises any blokes that don’t know me well 😉 but aerobically I am far too inactive (desk-jockey in my job and hate ‘exercise’ these days) and I think that aspect of my fitness is declining.@beanielou - awww, that’s very kind of you 😊 I’m neither - I have a sparkle I can ramp up and down, but no beauty 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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