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Mortgage free in Forever Home :-)

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Comments

  • Sleeping cats may not be moved. If desperate you are allowed to jiggle. It's the rules.

    i get the clean sheets thing. I try to change the base sheet and top pillowcases mid week as a little brightener so I know what you mean. The tricky bit here is finding a window of opportunity when the bed is unoccupied. When I went up mid afternoon the lurcher was snoring with her head on top of tiny cat. Neither should be there but I left them in peaceful companionship. 
  • ❤ Hope you have a lovely weekend KK, and that Madame deigns to share her sofa with you 
  • KajiKita
    KajiKita Posts: 10,632 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    ❤ Hope you have a lovely weekend KK, and that Madame deigns to share her sofa with you 
    Thank you 😊 You too. 
    Fortunately, we have two sofas, so Madame can have one to herself! 😂

    KK
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 100,952 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Such such cuteness  :love:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Always happy to see cat pics!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • skint_spice
    skint_spice Posts: 13,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    She’s so cute, my cat is currently lying on top of me also on a grey blanket.
    Mortgage OP 2026 £1860/2000
    Mortgage balance: £29,986

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120, Jul £0, Aug £20, 

    Summer challenge £140/300

  • KajiKita
    KajiKita Posts: 10,632 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Always happy to see cat pics!
    A Friday treat 😉

    She’s so cute, my cat is currently lying on top of me also on a grey blanket.
    She knows it too! 😂😉
    They like blankies … 😉 A useful hooman upgrade! 😂
    beanielou said:
    Such such cuteness  :love:
    Also a complete monster! One patch of the kitchen floor had been vigorously and thoroughly cleaned when I got home last night. Mr KK said it had been such a mess, with gizzards, innards and blood everywhere … 😳🙄😂 Little beast. 🤷‍♀️😻

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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