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Mortgage free in Forever Home :-)
Comments
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Sleeping cats may not be moved. If desperate you are allowed to jiggle. It's the rules.
i get the clean sheets thing. I try to change the base sheet and top pillowcases mid week as a little brightener so I know what you mean. The tricky bit here is finding a window of opportunity when the bed is unoccupied. When I went up mid afternoon the lurcher was snoring with her head on top of tiny cat. Neither should be there but I left them in peaceful companionship.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
That is so lovely 😻 🤩😂redofromstart said:Sleeping cats may not be moved. If desperate you are allowed to jiggle. It's the rules.
i get the clean sheets thing. I try to change the base sheet and top pillowcases mid week as a little brightener so I know what you mean. The tricky bit here is finding a window of opportunity when the bed is unoccupied. When I went up mid afternoon the lurcher was snoring with her head on top of tiny cat. Neither should be there but I left them in peaceful companionship.
I’m quite lucky in that LBF is quite responsive to voice tone, so when I say “Now!” in a very specific way, she gets up and shuffles off.For @Brie, @PennysIntoPounds, @Watty1, @beanielou, @skint_spice and @savingholmes 😊Current status:
This grey blankie is her VERY BEST thing atm 😉 Every time she steps onto it, she stops, pauses and spontaneously starts purring 😊❤️ Daft sausage!It’s been a hectic day after a very intense and long hours week. Glad it’s done but feeling relaxed and chilled now 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
❤ Hope you have a lovely weekend KK, and that Madame deigns to share her sofa with you1
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Thank you 😊 You too.PennysIntoPounds said:❤ Hope you have a lovely weekend KK, and that Madame deigns to share her sofa with youFortunately, we have two sofas, so Madame can have one to herself! 😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Such such cuteness
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Always happy to see cat pics!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
She’s so cute, my cat is currently lying on top of me also on a grey blanket.Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
A Friday treat 😉Merlin's_Beard said:Always happy to see cat pics!
She knows it too! 😂😉skint_spice said:She’s so cute, my cat is currently lying on top of me also on a grey blanket.
They like blankies … 😉 A useful hooman upgrade! 😂
Also a complete monster! One patch of the kitchen floor had been vigorously and thoroughly cleaned when I got home last night. Mr KK said it had been such a mess, with gizzards, innards and blood everywhere … 😳🙄😂 Little beast. 🤷♀️😻beanielou said:Such such cuteness
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Slept well last night, done enough Twoalingo to get my three points today for this months sticker and actually done three short surveys - I was starting to have a mental block about the latter, so I’m glad I have got through that.Lunch with a friend today - must dig out a card for her birthday next Tuesday 🤔
Need to mark coachee’s homework on football rules - apparently he got very upset when his dad threatened him with stopping all lessons as he omitted to say why I cancelled the lesson last week (no homework and total radio silence!) and started crying! 😳 His dad has told me that he can hear a difference in how coachee is speaking (apparently he sounds more like me now) and he is more articulate in English and is correcting his dad! 😂😂
Want to get the cleaning chores over and done with, have some small £cial updates to do, might or might not get out this afternoon to plant my new tree 😊❤️
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Cleaned my bedroom. Yaay 😊 Decluttered three items.
Marked football homework - have some constructive questions to discuss with him on it.One load of washing done, next is in.Emptied recycling bin - stuff was piling up next to it 🙄
Found and written birthday card.
Done weights and chair squats whilst my breakfast eggs and toast were ‘cooking’.About to get changed and head out to lunch with friend 😊
Edit: Also done my financial updates and moved £300 from immediate EF to higher interest savings 😊
Whole EF across all accounts is now 6.37 months 😊🤩
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8
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