Mortgage free in Forever Home :-)

KajiKita

Thanks @LadyWithAPlan 😊 It was a strange day yesterday, with winning first prize in a raffle and then the washing machine failing on us …. Opposite ends of a random chance spectrum! 🤷‍♀️

I have admitted defeat on the WM. I can find various spares for our model but can’t be certain if I’m buying the right brushes. I could buy a whole new motor for c. £130 but if that doesn’t fix it I would have wasted that money. So, onto A0, via TBC and found a new A rated machine with 1600 rpm spin (I have sooooo missed that for the last 8 or 9 years ….)  and we have a new one coming this week. My savings will take a hit, but for peace of mind and getting the time back from trying to fix the old one I think it’s worth it. 

KK

Brie

Is there a decent second hand appliance place near you?  We got a great Bosch WM for about £120 a few years back.  New would have cost about £800 as I recall.  

KajiKita

Brie said:

Is there a decent second hand appliance place near you?  We got a great Bosch WM for about £120 a few years back.  New would have cost about £800 as I recall.  

I did think about this but we need something sorted by next weekend, the only place locally is c. 40 minutes drive in the wrong direction to work and has very limited stock, so I decided against that as an option. FW privilege, I totally accept. (I used it previously when trying to set myself up with appliances when deep in debt and running away from a disastrous relationship.) 

KK

KajiKita

I have been doing some ‘housekeeping’ - signature update (gone from 1.3 to 2 months off mortgage term now 😊), my produce tracker gets super charged with anything from garden in terms of value at this time of year, and looking at what makes up the OPs since I started in March 2022. 

What I find really interesting is how many different sources of OPs there are: 14 in all. 

QM33 had dropped back a bit in April, May and August this year, but it generally gives me c. £20 to OP each month, since I started in October 2022. 

One of the biggest is inevitably CoL payment / work bonus at £1,096 but I was surprised and cheered by the fact that the biggest by a margin is my ‘end of month clear the account’ (once the CC was paid off and all savings were in place), at £2034 to date. The latter has been a bit limp since the high of £510 in August this year, largely because of work on the house, but I am hoping to get back to it as our project finishes / spending normalises again. 

No great learnings or ideas have arisen from doing this, just reassuring myself that I haven’t quite lost all momentum, as it has been feeling of late … 😉😊

KK 

redofromstart

I'm with you on replacing core appliances, mr redo does a great job of replacing bits but the WM is essential and we can afford it. I remember the pain of the laundrettes 40 years on 🫣.

LadyWithAPlan

Woohoo on the  ‘end of month clear the account’ cos that means you are watching what you sopend and have excess left - 

KajiKita

Thanks @redofromstart, it does seem a bit indulgent, but when working full time, I just don’t think I had any choice. 

@LadyWithAPlan, well I was …. 😉 Time to restart it (soon) 😊

Had a nice moment with my mum today. I managed to catch her when she wasn’t rushing off to something, we had a full 20 minutes to chat and I made her laugh. Best conversation I’ve had with her in months 😊❤️ A golden moment to treasure. 

KK

savingholmes

Glad you had a good chat with your Mum.

Sounds like Mr KK has skills.Totally get it on the washing machine too

KajiKita

Thanks @savingholmes 😊

£4.80 turned up from TCB so that has been swept off to an OP, topped up with a further 3p TT! 😂

Got home from work tonight and Mr KK was ‘having at’ the kitchen freezer with a hairdryer and plastic spatula! There were soggy / ice covered drawers and shelves everywhere, so I mucked in and wiped and dried, and wiped and dried! We now have a functional freezer again 😊

I then went down into the cellar and cleaned where the washing machine wasn’t (split powder, cobwebs, random bits of dust and rubble), lugged the WM further out of the way and then cleaned where the new washing machine will be on Thursday! 😊 Feels good to have got that done as I won’t have much time tomorrow night as I should be collecting the paint sample for the living room!! 🎉🤩

KK

skint_spice

I really need to defrost my freezer too😫