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Mortgage free in Forever Home :-)
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Oh, that must have been so annoying! ๐๐redofromstart said:I laughed at the permits, we had to have one of those for my old Land Rover here because it was a 'commercial' vehicle (a 110 county with windows!)
It is @beanielou ๐
KKAs at 15.08.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
- OPs to mortgage = ยฃ12,048ย Interest saved ยฃ5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: ยฃ299 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย2 -
Just checking you know you can print the WBB label at the parcel shop, so all you need to do in advance is pack up the box?Mortgage start: ยฃ65,495 (March 2016)
Cleared ๐งโโ๏ธ๐งโโ๏ธ๐งโโ๏ธ!!! In 5 years, 1 month andย 29 days
Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Well so goes the theory โฆ.. ๐ But what I found was you need a barcode or one of those square wiggly things (QR code?) - the app didnโt produce one of those (maybe because I am using it on an ipad?) so the parcel shop couldnโt help me. I then had to request a label be sent to me, via the app which took quite a while, and then I have had several late work nights before I could drop the parcel off ๐คทโโ๏ธSouth_coast said:Just checking you know you can print the WBB label at the parcel shop, so all you need to do in advance is pack up the box?
KKAs at 15.08.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
- OPs to mortgage = ยฃ12,048ย Interest saved ยฃ5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: ยฃ299 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย1 -
I have clean sheets! ๐๐ฅณ๐คฉ๐โค๏ธ
KKAs at 15.08.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
- OPs to mortgage = ยฃ12,048ย Interest saved ยฃ5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: ยฃ299 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย3 -
Sweet dreams, in the clean sheets!Mortgage OP 2025 ยฃ6250/7000Mortgage OP 2024 ยฃ7700/7000
Mortgage balance: ยฃ36,210
Money making challenge ยฃ38/400
โDo what others wonโt early in life so you can do what others canโt later in lifeโ (stolen from Gally Girl)1 -
Clean sheets are the best.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
๐คทโโ๏ธ Indeed! I'm sure I've always had the QR code in the confirmation email ๐ค๐คฃ๐คทโโ๏ธ?KajiKita said:Well so goes the theory โฆ.. ๐ But what I found was you need a barcode or one of those square wiggly things (QR code?) - the app didnโt produce one of those (maybe because I am using it on an ipad?) so the parcel shop couldnโt help me. I then had to request a label be sent to me, via the app which took quite a while, and then I have had several late work nights before I could drop the parcel off ๐คทโโ๏ธ
KKMortgage start: ยฃ65,495 (March 2016)
Cleared ๐งโโ๏ธ๐งโโ๏ธ๐งโโ๏ธ!!! In 5 years, 1 month andย 29 days
Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Ah โฆ.. Okay, blithering idiot confession time โฆ. Because my PayP email account is not the same as my main email I was looking in the wrong inbox! Doh!! ๐ Thank you for clearing that up. I did wonder what had gone wrong / I was doing wrong โฆ. Correct diagnosis? ๐ค Nut behind the wheel, as my friendly IT guy always calls it ๐๐South_coast said:
๐คทโโ๏ธ Indeed! I'm sure I've always had the QR code in the confirmation email ๐ค๐คฃ๐คทโโ๏ธ?KajiKita said:Well so goes the theory โฆ.. ๐ But what I found was you need a barcode or one of those square wiggly things (QR code?) - the app didnโt produce one of those (maybe because I am using it on an ipad?) so the parcel shop couldnโt help me. I then had to request a label be sent to me, via the app which took quite a while, and then I have had several late work nights before I could drop the parcel off ๐คทโโ๏ธ
KK
KKยAs at 15.08.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
- OPs to mortgage = ยฃ12,048ย Interest saved ยฃ5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: ยฃ299 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย4 -
๐คฃ๐คฃ๐คฃ At least it's Friday!Mortgage start: ยฃ65,495 (March 2016)
Cleared ๐งโโ๏ธ๐งโโ๏ธ๐งโโ๏ธ!!! In 5 years, 1 month andย 29 days
Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Thatโs the sort of thing my oh does. Someone I know used to say it was ย Picnic (problem in chair not in computer)3
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