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Mortgage free in Forever Home :-)
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skint_spice said:I really need to defrost my freezer too😫
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Well done on having a Mr KK that defrosts a freezer, I hate it too and always lose interest but well past the point of no return!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
I can’t hear you 😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
It’s reading like the freezer defrosting is striking a somewhat guilt ridden chord ….! 😂😂😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have the perfect solution for you all: two freezers! Since I got my little one, I just ram all the contents into one or the other of them, turn the empty one off and stick a towel in front of it. Come back an hour later and hey presto your freezer has defrosted itself for you! Just wipe, turn back on and refill and you're done 😀😀😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I defrosted one of our freezers yesterday, Our freezer must have been more iced up than South Coast's as I put the washing-up bowl with a couple of kettles of boiling water (water replaced when it cooled) inside and shut the door, 10 minutes later I heard some ice falling so I cleared that out and a shut the door again, now and then I used the window vac to remove the melted ice when everything had defrosted I dried the freezer with a tea towel and returned the food. Even better while I was out Sunday morning OH defrosted a freezer as well.
The next job is updating our freezer inventory.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
My hair guy insisted that I needed a hair drier to achieve the perfect coiffed style. I agreed and forked out £3 at Sainsbury's for one. 15 years later the only time I've used it is maybe once a year when I'm defrosting the freezer.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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⭐️🏅😇6 -
Brie said:My hair guy insisted that I needed a hair drier to achieve the perfect coiffed style. I agreed and forked out £3 at Sainsbury's for one. 15 years later the only time I've used it is maybe once a year when I'm defrosting the freezer.I only once used a hairdryer to defrost a freezer thanks to KK suggestions - worked wonders !I defrosted mine 2 months ago so no guilt here ! Took me months!I had got rid of my 2nd one in feb this year so it was a right state !However it still now feels empty and as if I HAVE to get it filled again ..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Brie said:My hair guy insisted that I needed a hair drier to achieve the perfect coiffed style. I agreed and forked out £3 at Sainsbury's for one. 15 years later the only time I've used it is maybe once a year when I'm defrosting the freezer.
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